9494 Downing Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 9494 Downing Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1932
Lot Size	4.88 acres (212,573 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (Sep 2022)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-16-3001-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-16-3001-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	212,573 sqft (4.88 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9494 DOWNING RD
City	BIRCH RUN
State	MI
Zip	48415-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	E 1/2 OF E 1/2 OF E 1/2 OF NE 1/4 OF SW 1/4 5.0 ACRES SEC 16 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	16
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	4
Census Block	4004
Census Tract	13100

Owner

9494 Downing Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9494 DOWNING RD, BIRCH RUN, MI 48415-9734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 3, 2019	Warranty Deed, Subdivision Related Transfer FRANKENMUTH CU
Apr 26, 2019	Warranty Deed, Transfer CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	202224510
Prior Transfer Date	Jan 11, 2000
Prior Transfer Doc	2162000447
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 14, 2022
Property Address	9494 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000024510
Instrument Date	Sep 13, 2022
Instrument	2022024510
Transaction Type	Transfer
Record Updated	Oct 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9494 DOWNING RD, 9494, BIRCH RUN, MI 48415-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 WILLIAMS ST, VASSAR, MI 48768-1137

Mortgage

Document Number	0000024511
Date	Sep 14, 2022
Instrument	2022024511

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 3, 2019
Property Address	9494 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000022077
Instrument Date	Aug 27, 2019
Instrument	22077
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8413 BUSCH RD BIRCH RUN MI 484158548, BIRCH RUN, MI 48415-8548

Mortgage

Document Number	22078
Date	Sep 3, 2019
Instrument	22078

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 26, 2019
Property Address	9494 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000012246
Instrument Date	Apr 22, 2019
Instrument	12246
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$63.33
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6048 ANDOVER CT GRAND BLANC MI 484399434, GRAND BLANC, MI 48439-9434

Tax Assessment & Valuation

The 2025 property tax bill for 9494 Downing Rd was $2,345 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,500	$149,000
2025	$2,345.00 Homeowner's exemption
2023		$63,100	$126,200
2022	$1,757.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9494 Downing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9494 Downing Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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