Baldwin County property record for 9490 Wilson Rd, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,991 sqft · built 1980 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jun 2016) |
| Tax Bill | $2,100 (2026) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 61-01-12-0-000-060.002 |
| Primary APN | 61-01-12-0-000-060.002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,991 sqft Heated Area |
| 1st Floor Area | 1,211 sqft |
| Upper Floors Area | 780 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 88,427 sqft (2.03 acres) |
| Lot Dimensions | 442 ft deep x 150 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Area | 955 sqft |
| Parking Spaces | 4 Parking Spaces |
| Boat Access | Boat Access |
| Boat House | 608 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 325232 |
|---|---|
| Street Address | 9490 WILSON RD |
| City | ELBERTA |
| State | AL |
| Zip | 36530-6540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 150' X 516' IRR BEG AT NE COR OF SE1/4 RUN S 60' & W 546' FOR THE POB RUN TH SW'LY 516' TH NW'LY 190'S TH NE'LY 369' THE 150' |
| Legal Range | 04 |
| Legal Township | 08 |
| Legal Section | 12 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9490 WILSON RD, ELBERTA, AL 36530-6540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Aug 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Nov 3, 2020 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2016 · Amount on Record |
| Deed Sale | Jun 27, 2016 · Amount on Record |
| Prior Sale | Feb 19, 2015 · Amount on Record |
| Deed Document Number | 20161577867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9490 WILSON RD, ELBERTA, AL 36530-6540 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9490 WILSON RD, ELBERTA, AL 36530-6540 |
| Document Number | 0001972436 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 1972436 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 891 Months |
| Due | Apr 15, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.02% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Max Rate | 7.02% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9490 WILSON RD, ELBERTA, AL 36530-6540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001776734 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 1776734 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9490 WILSON RD, ELBERTA, AL 36530-6540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001868231 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 1868231 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 23, 2050 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Foley City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,100.00 (+7.03%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,962.00 (+34.38%) | $74,760 (+26.37%) Land $37,860 Building $36,900 | $752,800 (+8.88%) Land $381,300 Building $371,500 |
| 2023 | $1,460.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $59,160 (+5.19%) | $691,400 (+22.94%) Land $321,400 Building $370,000 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $56,240 | $562,400 Land $303,800 Building $258,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 67% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
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