9490 Swiss Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 9490 Swiss Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2021)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5220-1489-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5220-1489-0070`
Alternative APNs	`00429290` `429290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	125 ft deep x 136 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Porch
Porch Area	1,224 sqft
Deck Area	169 sqft
Patio Area	32 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00429290
Street Address	9490 SWISS RD
City	SPRING HILL
State	FL
Zip	34606-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 22 BLK 1489 LOT 7
Legal Range	17E
Legal Township	23S
Legal Section	12
Legal Subdivision	SPRING HILL UNIT 22
Legal Block	1489
Legal Lot Number	7
Legal Unit	22
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1042
Census Tract	41201

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9490 SWISS RD, SPRING HILL, FL 34606-1558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Aug 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Jan 3, 2002 · Amount on Record
Deed Document Number	2021082577
Deed Book / Page	4079 / 795
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9490 SWISS RD, SPRING HILL, FL 34606-1558
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9490 SWISTS RD, SPRING HILL, FL 34606-1558

Mortgage

Document Number	0046460130
Date	Dec 12, 2025
Book Page	4646/130
Instrument	2025085688

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9490 SWISS RD, SPRING HILL, FL 34606-1558
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9490 SWISS RD, SPRING HILL, FL 34606-1558

Mortgage

Document Number	0042100955
Date	Aug 19, 2022
Book Page	4210/955
Instrument	2022063151

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 2, 2021
Property Address	9490 SWISS RD, SPRING HILL, FL 34606-1558
Document Number	0040790795
Book / Page	4079 / 795
Map Reference	MB 10 PG 31-43
Instrument Date	Oct 29, 2021
Instrument	2021082577
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	ELEVATED TITLE SVCS LLC, ELEVATED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9490 SWISS RD, 9490, SPRING HILL, FL 34606-1558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9490 SWISS RD, SPRING HILL, FL 34606-1558

Mortgage

Document Number	4079798
Date	Nov 2, 2021
Instrument	4079/798

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9490 SWISS RD, SPRING HILL, FL 34606-1558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9490 SWISS RD, SPRING HILL, FL 34606-1558

Mortgage

Document Number	0038811750
Date	Aug 31, 2020
Book Page	3881/1750
Instrument	2020053323

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 24, 2027

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (-0.89%) Additional exemption filed	$302,614 (+4.57%) Land $47,035 Building $255,579	$302,614 (+4.57%) Land $47,035 Building $255,579
2023		$289,384 (+11.2%) Land $59,763 Building $229,621
2022	$3,718.00	$260,247 Land $29,117 Building $231,130	$289,384 Land $39,799 Building $249,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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