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9490 Independence Rd, Cutler Bay (Miami), FL 33157 Property Records

Miami-Dade County property record for 9490 Independence Rd, Cutler Bay, FL 33157

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,078 sqft · built 1957
Lot Size0.265 acres (11,550 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (May 2020)
Tax Bill$8,402 (2025)
Deeds & MortgagesMar 2026 Line of Credit
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-6004-003-0630

Property Details

APN / Parcel Number

Primary APN36-6004-003-0630

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,078 sqft Living Area
Gross Area2,252 sqft
1st Floor Area2,078 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeRigid Frame Bar Joist
Lot Area11,550 sqft (0.265 acres)
Lot Dimensions110 ft deep x 105 ft wide
Garage Area216 sqft
PorchPorch
Porch Area93 sqft
Patio Area181 sqft

Location & Zoning

Street Address9490 INDEPENDENCE RD
CityCUTLER BAY
StateFL
Zip33157-8730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionHOLIDAY HOUSE SEC 1 PB 60-51 LOT 10BLK 3 LOT SIZE105.000 X 110 OR 19659-4961 052001 1 COC 22146-2020 02 2004 4 F/A/U 30-6004-003-0630
Legal Range40E
Legal Township56S
Legal Section04
Legal SubdivisionHOLIDAY HOUSE
Legal Block3
Legal Lot Number10
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group2
Census Block2008
Census Tract10624

Owner

9490 Independence Rd is owned and occupied by two individuals who acquired it in May 2025.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address9490 INDEPENDENCE RD, CUTLER BAY, FL 33157-8730
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
May 20, 2020Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2020 · Amount on File
Deed SaleMay 20, 2020 · Amount on File
Prior SaleMay 14, 2001 · Amount on File
Deed Document Number2020290607
Deed Book / Page31941 / 3168
Last Transfer DateMay 2, 2025
Transfer Doc0000435867
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address9490 INDEPENDENCE RD, CUTLER BAY, FL 33157-8730
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9490 INDEPENDENCE RD, CUTLER BAY, FL 33157-8730

Mortgage

Document Number0000189496
DateMar 20, 2026
Book Page35214/1070
Instrument2026R0189496
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount on Record
Term168 Months
DueMar 19, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateMay 20, 2020
Property Address9490 INDEPENDENCE RD, CUTLER BAY, FL 33157-8730
Document Number0000290607
Book / Page031941 / 003168
Instrument DateMay 19, 2020
Instrument290607
Transaction TypeTransfer
Record UpdatedJun 3, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,980.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9490 INDEPENDENCE RD CUTLER BAY FL 331578730, CUTLER BAY, FL 33157-8730

Mortgage

Document Number290608
DateMay 20, 2020
Book Page031941/003170
Instrument290608
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9490 Independence Rd was $8,402.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,402.00$464,846$489,590 Land $297,000 Building $192,590
2023$6,836.00 (+14.72%)$423,651 (+22.42%) Land $277,200 Building $146,451$423,651 (+22.42%) Land $277,200 Building $146,451
2022$5,959.00$346,051 Land $207,900 Building $138,151$346,051 Land $207,900 Building $138,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9490 Independence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 86 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9490 Independence Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
SkyNet360
Fixed Wireless		160 / 35
T-Mobile
Fixed Wireless		100 / 20

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