Anne Arundel County property record for 949 Windwhisper Ln, Annapolis, MD 21403
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,586 sqft · built 1986 |
| Lot Size | 0.084 acres (3,653 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $303,500 (Jul 2017) |
| Tax Bill | $4,965 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-548-90043691 |
| Primary APN | 06-548-90043691 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 929 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,653 sqft (0.084 acres) |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54890043691 |
|---|---|
| Street Address | 949 WINDWHISPER LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3490 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 35B MARINERS POINT |
| Legal Subdivision | MARINERS POINT |
| Legal Block | 2 |
| Legal Lot Number | 35B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 706303 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 949 WINDWHISPER LN, ANNAPOLIS, MD 21403-3490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jul 12, 2017 | Grant Deed, Transfer · FHA Mortgage TOWNEBANK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Prior Sale | Jan 20, 2006 |
| Deed Document Number | 201731141-076 |
| Prior Transfer Date | Oct 28, 2005 |
| Prior Transfer Doc | 0173790625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 949 WINDWHISPER LN, ANNAPOLIS, MD 21403-3490 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FREESTATE TTL SVCS OF ANNAPO |
| Name | Verified Name |
|---|---|
| Address | 1 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Document Number | 0368130154 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 36813/154 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 949 WINDWHISPER LN, ANNAPOLIS, MD 21403-3490 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ATG TITLE INC ANNAPOLIS |
| Name | Verified Name |
|---|
| Document Number | 0350020039 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 35002/39 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 12, 2017 |
| Property Address | 949 WINDWHISPER LN, ANNAPOLIS, MD 21403-3490 |
| Document Number | 0311410076 |
| Book / Page | 031141 / 000076 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 949 WINDWHISPER LN ANNAPOLIS MD 214033490, ANNAPOLIS, MD 21403-3490 |
| Document Number | 311410085 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 031141/000085 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2047 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,300 (+5.81%) Land $195,000 Building $200,300 | $395,300 (-) Land $195,000 Building $200,300 | |
| 2025 | $373,600 (+13.14%) | $395,300 (+19.72%) Land $195,000 Building $200,300 | |
| 2024 | $4,965.00 (+4.77%) | ||
| 2023 | $4,739.00 Homeowner's exemption | $330,200 Land $140,000 Building $190,200 | $330,200 Land $140,000 Building $190,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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