Shelby County property record for 949 W Raines Rd, Memphis, TN 38109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,648 sqft · built 1969 |
| Lot Size | 0.42 acres (18,304 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $99,900 (Mar 2026) |
| Tax Bill | $679 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-5137-0-0013 |
| Primary APN | 07-5137-0-0013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,304 sqft (0.42 acres) |
| Lot Dimensions | 143 ft deep x 128 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 949 W RAINES RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38109-4265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | CHICKASAW VILLAGE 7TH ADDN |
| Legal Lot Number | 217 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 22330 |
Source: Shelby County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 949 W RAINES RD, MEMPHIS, TN 38109-4265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit HOUSING FUND INC |
| Mar 13, 2026 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 8, 2019 | Warranty Deed, Transfer CLOSETRAK LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Oct 8, 2019 · Amount on Record |
| Deed Document Number | 202619826 |
| Prior Transfer Date | May 9, 2011 |
| Prior Transfer Doc | 0000047141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 14, 2026 |
| Property Address | 949 W RAINES RD, MEMPHIS, TN 38109-4265 |
| Document Number | 0000040020 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 202640020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 949 W RAINES RD, MEMPHIS, TN 38109-4265 |
| Document Number | 0000040020, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202640020 |
| Name | HOUSING FUND INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 13, 2026 |
| Property Address | 949 W RAINES RD, MEMPHIS, TN 38109-4265 |
| Document Number | 0026019826 |
| Map Reference | MB 32 PG 65 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 26019826 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1999 BRYAN ST # 1300, 1300, DALLAS, TX 75201-3136 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 949 W RAINES RD, MEMPHIS, TN 38109-4265 |
| Document Number | 0026021904 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 26021904 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 8, 2019 |
| Property Address | 949 W RAINES RD, MEMPHIS, TN 38109-4265 |
| Document Number | 0000104642 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 104642 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | CLOSETRAK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $173.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5550 HUBER RD HUBER HEIGHTS OH 454242001, HUBER HEIGHTS, OH 45424-2001 |
| Investor | Possibly a Property Investor |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $679.00 (+15.28%) | $25,275 (+45.26%) Land $3,000 Building $22,275 | $101,100 (+45.26%) Land $12,000 Building $89,100 |
| 2024 | $589.00 (-44.38%) | ||
| 2023 | $17,400 Land $2,475 Building $14,925 | ||
| 2022 | $1,059.00 | ||
| 2021 | $69,600 Land $9,900 Building $59,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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