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949 Terraza St, Soledad, CA 93960 Property Records

Monterey County property record for 949 Terraza St, Soledad, CA 93960 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,637 sqft Living Area
Lot Size6,187 sqft (0.142 acres)
OccupancyOwner Occupied
Last Sale$765,000 (2025)
Tax Bill$5,394.00 (2025)

Owner

Source: Monterey County records · APN 022-483-006-000

Assessment roll updated July 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address949 TERRAZA ST, SOLEDAD, CA 93960-3547
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
May 31, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PARAMOUNT EQUITY MORTGAGE LLC
Sep 18, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2025 · Amount on Record
Deed SaleAug 25, 2025 · Amount on Record
Prior SaleNov 18, 2011 · Amount on Record
Deed Doc Number202528277
Prior Transfer DateAug 19, 2025
Prior Transfer Doc0000028276
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateMay 08, 2026
Property Address949 TERRAZA ST, SOLEDAD, CA 93960-3547
Document Number0000015474
Instrument DateApr 30, 2026
Instrument202615474
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address949 TERRAZA ST, SOLEDAD, CA 93960-3547
InvestorPossibly a Property Investor

Mortgage

Document Number0000015474,
DateMay 08, 2026
Instrument202615474
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address949 TERRAZA ST, SOLEDAD, CA 93960-3547
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023991
DateMay 31, 2018
Instrument2018023991
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address949 TERRAZA ST, SOLEDAD, CA 93960-3547
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address949 TERRAZA ST, SOLEDAD, CA 93960-3547

Mortgage

Document Number0000049125
DateSep 18, 2020
Instrument2020049125
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySoledad City
Unified School DistrictSoledad Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$5,394.00 (+3.49%)$282,601 (+4.04%) Land $81,637 Building $200,964
2024$5,212.00 (+7.29%)
2023$4,858.00 (-0.63%)$271,629 Land $78,468 Building $193,161
2022$4,889.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire LikelihoodAbout 1 in 291 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN022-483-006-000
Alternative APN
  • 022-483-006

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms16 Rooms
Building Area2,637 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood Construction
Lot Area6,187 sqft (0.142 acres)
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage

Location & Zoning

Old Parcel Number022-483-006
Street Address949 TERRAZA ST
CitySOLEDAD
StateCA
Zip93960-3547
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMIRAVALE SUBDIVISION PHASE 3; VOL 22 C&T PAGE 44 TRACT # 1407; LOT 6.
Legal SubdivisionMIRAVALE SUBDIVISION PHASE 3
Legal Tract1407
Legal Block1
Legal Lot Number6
JurisdictionMONTEREY CA
Minor Civil DivisionSOLEDAD
Census Blockgroup1
Census Block1023
Census Tract11106

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