Habersham County property record for 949 Smith Loop, Demorest, GA 30535 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,488 sqft Heated Area |
| Lot Size | 54,014 sqft (1.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2024) |
| Tax Bill | $2,823.00 (2025) |
Source: Habersham County records · APN 043 154
Assessment roll updated September 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 949 SMITH LOOP, DEMOREST, GA 30535-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 19, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ZAVALA NOLBERTO |
| Jun 15, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Prior Sale | Jul 19, 2024 · Amount on Record |
| Deed Book / Page | 1376 / 844 |
| Transfer Doc | 000977/977 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 19, 2024 |
| Property Address | 949 SMITH LOOP, DEMOREST, GA 30535-5437 |
| Document Number | 001371/566 |
| Book / Page | 1371 / 566 |
| Instrument Date | Jul 18, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 08, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 949 SMITH LOOP, DEMOREST, GA 30535-5437 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001371/0000000566 |
|---|---|
| Date | Jul 19, 2024 |
| Book Page | 0000001371/0000000566 |
| Name | ZAVALA NOLBERTO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jun 15, 2024 |
| Property Address | 949 SMITH LOOP, DEMOREST, GA 30535-5437 |
| Document Number | 001368/543 |
| Book / Page | 1368 / 543 |
| Instrument Date | Jun 14, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 927 SMITH LOOP, DEMOREST, GA 30535-5437 |
| Document Number | 0001368545 |
|---|---|
| Date | Jun 15, 2024 |
| Instrument | 1368/545 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2054 |
Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,823.00 (+337.67%) | $116,903 (+370.02%) Land $12,794 Building $104,109 | $292,256 (+370.02%) Land $31,984 Building $260,272 |
| 2023 | $645.00 (+0.94%) | $24,872 (+0.94%) Land $24,640 Building $232 | $62,180 (+0.94%) Land $61,600 Building $580 |
| 2022 | $639.00 | $24,640 Land $24,640 | $61,600 Land $61,600 |
Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 54% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 833 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 043 154 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,488 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 54,014 sqft (1.24 acres) |
| Lot Width | 400 ft Width |
| Shed | 1 Shed |
| Shed Area | 576 sqft Shed |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 384622 |
|---|---|
| Street Address | 949 SMITH LOOP |
| City | DEMOREST |
| State | GA |
| Zip | 30535-5437 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 10-49 OFF HWY 105 PB74-156 TR1 1369-911 |
| Legal Tract | 1 |
| Jurisdiction | HABERSHAM GA |
| Minor Civil Division | CORNELIA |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 603 |
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