Ramsey County property record for 949 Saint Clair Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,348 sqft · built 1916 |
| Lot Size | 0.127 acres (5,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Sep 2024) |
| Tax Bill | $6,074 (2024) |
| Deeds & Mortgages | Apr 2024 Transfer Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-34-0188 |
| Primary APN | 02-28-23-34-0188 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 628 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,550 sqft (0.127 acres) |
| Lot Dimensions | 111 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 570195 |
|---|---|
| Street Address | 949 SAINT CLAIR AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C. C. EMERSONS ADDITION LOT 19 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Subdivision | C. C. EMERSONS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 35700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
949 Saint Clair Ave is owned and occupied by two individuals who bought it in September 2024.
Source: Ramsey County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 949 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Transfer on Death Deed, Transfer |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI US BK |
| Apr 9, 2019 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on File |
| Deed Sale | Sep 24, 2024 · Amount on File |
| Prior Sale | Apr 9, 2019 · Amount on File |
| Deed Document Number | 20245039694 |
| Prior Transfer Date | Apr 2, 2024 |
| Prior Transfer Doc | 0005021512 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 8, 2024 |
| Property Address | 949 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3215 |
| Document Number | 0A05021512 |
| Instrument Date | Apr 2, 2024 |
| Instrument | A05021512 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 949 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3215 |
| Document Number | 0004827869 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 949 SAINT CLAIR AVE ST PAUL MN 551053215, ST PAUL, MN 55105-3215 |
| Document Number | 0004827869 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 4827869 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 17, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 9, 2019 |
| Property Address | 949 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3215 |
| Document Number | 0004752402 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 4752402 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 949 SAINT CLAIR AVE ST PAUL MN 551053215, ST PAUL, MN 55105-3215 |
| Document Number | 4752403 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 4752403 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2049 |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $420,300 Land $90,500 Building $329,800 | $420,300 Land $90,500 Building $329,800 | |
| 2024 | $6,074.00 (-9.48%) | ||
| 2023 | $6,710.00 | $350,900 Land $90,500 Building $260,400 | $350,900 Land $90,500 Building $260,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 949 Saint Clair Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 949 Saint Clair Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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