949 Rosario Rd, Eastsound, WA 98245 Property Records

San Juan County property record for 949 Rosario Rd, Eastsound, WA 98245

Property Summary

Property Type	Single Family Home
Details	816 sqft · built 2024
Lot Size	0.504 acres (21,932 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (May 2020)
Tax Bill	$3,687 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`173151-034-000`

Property Details

APN / Parcel Number

Primary APN	`173151-034-000`
Alternative APN	`4991`

Interior

Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Concrete
Lot Area	21,932 sqft (0.504 acres)
Deck Area	760 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	4991
Street Address	949 ROSARIO RD
City	EASTSOUND
State	WA
Zip	98245-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSARIO ESTATES NO 2 - LOT 34, VOL. 2 PG. 29-29A SEC 31, T 37N, R 1W
Legal Subdivision	ROSARIO ESTATES NO 2
Legal Lot Number	34
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	2
Census Block	2016
Census Tract	960101

Owner

Source: San Juan County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 CLIFFHOUSE CT, EASTSOUND, WA 98245-8534
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Construction Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE COMPANY
Jul 6, 2022	Intrafamily Transfer, Transfer
May 5, 2020	Warranty Deed, Transfer SAN JUAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	20207
Last Transfer Date	Jul 5, 2022
Transfer Doc	0000000013
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	949 ROSARIO RD, EASTSOUND, WA 98245-8603
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	CHICAGO TITLE ORINDA, CHICAGO TITLE FRIDAY HARBOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 CLIFFHOUSE CT, EASTSOUND, WA 98245-8534

Mortgage

Document Number	0000721008
Date	Jul 21, 2023
Instrument	2023-0721008

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2024

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	949 ROSARIO RD, EASTSOUND, WA 98245-8603
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 CLIFFHOUSE CT, EASTSOUND, WA 98245-8534

Mortgage

Document Number	0000228001
Date	Feb 28, 2024
Instrument	2024-0228001

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Recording Date	Apr 29, 2026
Property Address	949 ROSARIO RD, EASTSOUND, WA 98245-8603
Document Number	0000000002
Instrument Date	Apr 24, 2026
Instrument	20262
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	949 ROSARIO RD, EASTSOUND, WA 98245-8603

Mortgage

Document Number	0000000002,
Date	Apr 29, 2026
Instrument	20262

Lender

Name	SECURITY NATIONAL MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JUAN WA
Recording Date	Jul 6, 2022
Property Address	949 ROSARIO RD, EASTSOUND, WA 98245-8603
Document Number	0000706013
Map Reference	MB 2 PG 29&29A
Instrument Date	Jul 5, 2022
Instrument	2022-0706013
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 CLIFFHOUSE CT, EASTSOUND, WA 98245-8534

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JUAN WA
Recording Date	May 5, 2020
Property Address	EASTSOUND, WA 98245
Document Number	0000505007
Instrument Date	May 1, 2020
Instrument	505007
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	SAN JUAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,558.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	90 CLIFFHOUSE CT EASTSOUND WA 982458534, EASTSOUND, WA 98245-8534

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,687.00 (+259.01%)	$648,470 (+281.45%) Land $188,700 Building $459,770	$648,470 (+281.45%) Land $188,700 Building $459,770
2023	$1,027.00
2022		$170,000 Land $170,000	$170,000 Land $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSARIO private · serves 1,426 people · EPA ID WA5374270
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Orcas Online Fixed Wireless	100 / 100

May also be available: CenturyLink, Rock Island Communications.

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