949 Riviera Dr, Ponca City, OK 74601 Property Records

Kay County property record for 949 Riviera Dr, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,271 sqft · built 1953
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on File
Tax Bill	$423 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1190-00-002-015-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1190-00-002-015-0-000-00`
Alternative APN	`8904`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,271 sqft Living Area
1st Floor Area	1,271 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8904
Street Address	949 RIVIERA DR
City	PONCA CITY
State	OK
Zip	74601-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-RIVIERA HTS ADD BLOCK 2 LOT 15
Legal Range	02E
Legal Township	26N
Legal Section	21
Legal Subdivision	RIVIERA HEIGHTS
Legal Block	2
Legal Lot Number	15
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	3
Census Block	3006
Census Tract	100

Owner

949 Riviera Dr is owned and occupied by two individuals who acquired it in July 2024.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	949 RIVIERA DR, PONCA CITY, OK 74601-3132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 10, 2024
Transfer Doc	I2024004673
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	949 RIVIERA DR, PONCA CITY, OK 74601-3132
Document Number	0000002678
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 RIVIERA DR PONCA CITY OK 746013132, PONCA CITY, OK 74601-3132

Mortgage

Document Number	0000002678
Date	Apr 15, 2019
Book Page	001803/000731
Instrument	2678

Lender

Name	CHEROKEE STRIP CU
Type	Credit Union
Address	PONGA CITY, OK 74604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 14, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 949 Riviera Dr was $423, up 6% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,649 (+4.99%) Land $393 Building $4,256	$42,265 (-39.01%) Land $3,575 Building $38,690
2025	$423.00 (+6.02%)	$4,428 (+5%) Land $393 Building $4,035	$69,293 (-0.34%) Land $3,575 Building $65,718
2024	$399.00 (+3.1%)	$4,217 (+5%) Land $393 Building $3,824	$69,528 (+4.12%) Land $3,575 Building $65,953
2023	$387.00	$4,016 Land $393 Building $3,623	$66,776 Land $3,575 Building $63,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 949 Riviera Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1986–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2003 · river or lake flooding
Claims by Event	Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 949 Riviera Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Chisholm Broadband, Nextlink.

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