949 Ridgefield Ln, Wheeling, IL 60090 Property Records

Cook County property record for 949 Ridgefield Ln, Wheeling, IL 60090

Property Summary

Property Type	Condominium
Details	2 bd · built 1986
Lot Size	6.2 acres (270,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Aug 2026)
Tax Bill	$5,132 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-15-210-028-1025`

Property Details

APN / Parcel Number

Primary APN	`03-15-210-028-1025`

Interior

Bedrooms	2 Beds

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	270,420 sqft (6.2 acres)

Location & Zoning

Street Address	949 RIDGEFIELD LN, 4
City	WHEELING
State	IL
Zip	60090-5955
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U4-5 COUNTRY HOMES OF RIDGEFIELD LA NE CONDO NE1/4 S15 T42N R11E
Legal Range	11E
Legal Township	42N
Legal Section	15
Legal Subdivision	COUNTRY HOMES OF RIDGEFIELD LANE CONDOMI
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	1
Census Block	1012
Census Tract	803014

Owner

Source: Cook County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	949 RIDGEFIELD LN, WHEELING, IL 60090-5955
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage A MORTGAGE
Dec 24, 2025	Deed of Trust, Mortgage POINT DIGITAL FINANCE INC
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Aug 12, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	202621628081
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 4, 2026
Property Address	949 RIDGEFIELD LN, 4, WHEELING, IL 60090-5955
Document Number	0000028081
Instrument Date	Jul 25, 2026
Instrument	202628081
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,813.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 RIDGEFIELD LN, WHEELING, IL 60090-5955

Mortgage

Document Number	0000028082,
Date	Aug 4, 2026
Instrument	202621628082

Lender

Name	A MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	949 RIDGEFIELD LN, WHEELING, IL 60090-5955
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 RIDGEFIELD LN, WHEELING, IL 60090-5955

Mortgage

Document Number	0035828029
Date	Dec 24, 2025
Instrument	2535828029

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	949 RIDGEFIELD LN, WHEELING, IL 60090-5955
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026646264
Date	Sep 23, 2021
Instrument	2126646264

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.36%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 12, 2019
Property Address	949 RIDGEFIELD LN, WHEELING, IL 60090-5955
Document Number	1922449276
Instrument Date	Aug 9, 2019
Instrument	22449276
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	PRIMARY TITLE SERVICES INC, PRIMARY TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 RIDGEFIELD LN WHEELING IL 600905955, WHEELING, IL 60090-5955

Mortgage

Document Number	1922449277
Date	Aug 12, 2019
Instrument	22449277

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Prospect Heights School District 23 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,414 (+27.13%) Land $5,396 Building $20,018	$254,140 (+27.13%) Land $53,960 Building $200,180
2024	$5,132.00 (+3.51%)
2023	$4,958.00 (+5.35%)
2022	$4,706.00 Homeowner's exemption	$19,991 Land $4,566 Building $15,425	$199,910 Land $45,660 Building $154,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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