Sumner County property record for 949 Peninsula Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,632 sqft · built 1975 |
| Owner | 2 Individuals on Record |
| Last Sale | $236,000 (Jan 2020) |
| Tax Bill | $1,217 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083126P G 00100 |
| Primary APN | 083126P G 00100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 844 sqft |
| Unfinished Basement | 844 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Dimensions | 100 ft deep x 196 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 949 PENINSULA DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0001 PAGE: 0255 BLOCK: LOT: 0015 SUBD: BEL-AIR SEC 5 |
| Legal Subdivision | BEL-AIR SEC 5 |
| Legal Lot Number | 15 196 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20903 |
Source: Sumner County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 949 PENINSULA DR, GALLATIN, TN 37066-3443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ASCEND FEDERAL CREDIT UNION |
| Jan 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REAL GENIUS LLC |
| Apr 29, 2022 | Deed of Trust, Mortgage · Line of Credit ASCEND FCU |
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit ASCEND FCU |
| Jan 6, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on Record |
| Deed Sale | Jan 6, 2020 · Amount on Record |
| Prior Sale | Aug 18, 2015 · Amount on Record |
| Deed Document Number | 1295985 |
| Deed Book / Page | 5115 / 264 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 949 PENINSULA DR, GALLATIN, TN 37066-3443 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Title Company | UNKNOWN, WARRANTY |
| Name | Verified Name |
|---|---|
| Address | 949 PENINSULA DR, GALLATIN, TN 37066-3443 |
| Document Number | 0067300001 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 6730/1 |
| Instrument | 1533879 |
| Name | ASCEND FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 5-Year CMT |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 949 PENINSULA DR, GALLATIN, TN 37066-3443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 949 PENINSULA DR, GALLATIN, TN 37066-3443 |
| Document Number | 0061000622 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 6100/622 |
| Instrument | 1440530 |
| Name | REAL GENIUS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DELRAY BEACH, FL 33445 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 949 PENINSULA DR, GALLATIN, TN 37066-3443 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059310629 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 5931/629 |
| Instrument | 1413557 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 949 PENINSULA DR, GALLATIN, TN 37066-3443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056240413 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 5624/413 |
| Instrument | 1368737 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 5, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jan 6, 2020 |
| Property Address | 949 PENINSULA DR, GALLATIN, TN 37066-3443 |
| Document Number | 0051150264 |
| Book / Page | 005115 / 000264 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 1295985 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $873.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 949 PENINSULA DR GALLATIN TN 370663443, GALLATIN, TN 37066-3443 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,217.00 (-15.6%) | $85,675 (+81.32%) Land $25,000 Building $60,675 | |
| 2024 | $342,700 (+81.32%) Land $100,000 Building $242,700 | ||
| 2023 | $1,442.00 (-0.35%) | $47,250 (-) Land $25,000 Building $22,250 | |
| 2022 | $1,447.00 | $47,250 Land $25,000 Building $22,250 | |
| 2021 | $189,000 Land $100,000 Building $89,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (2010) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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