949 NW 39th Cir, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 949 NW 39th Cir, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,420 sqft · built 2003
Lot Size	0.544 acres (23,697 sqft)
Owner	Company Name on File
Tax Bill	$3,975 (2025)
Deeds & Mortgages	Nov 2023 Sale Jul 2018 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`1-04-37-35-0020-00000-0650`

Property Details

APN / Parcel Number

Primary APN	`1-04-37-35-0020-00000-0650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	2,420 sqft Heated Area
Gross Area	3,555 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,697 sqft (0.544 acres)
Lot Dimensions	237 ft deep x 100 ft wide
Porch	Open Porch
Patio Area	985 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	949 NW 39TH CIR
City	OKEECHOBEE
State	FL
Zip	34972-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES HEIGHTS (PLAT BOOK 3 PAGE 46) LOT 65
Legal Range	35E
Legal Township	37S
Legal Section	04
Legal Subdivision	WHISPERING PINES HEIGHTS
Legal Lot Number	65
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1019
Census Tract	910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3188 NE 80TH AVE, OKEECHOBEE, FL 34972-8115
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer
Jul 2, 2018	Deed of Trust, Mortgage CIVIC FINANCIAL SERVICES LLC
Dec 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 2, 2017	Quit Claim Deed, Transfer · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023
Deed Sale	Nov 22, 2023
Prior Sale	Dec 18, 2020
Deed Document Number	2023013288
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 22, 2023
Property Address	949 NW 39TH CIR, OKEECHOBEE, FL 34972-1767
Document Number	0000013288
Map Reference	MB 3 PG 46
Instrument Date	Nov 15, 2023
Instrument	2023013288
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3958 OAK HAMMOCK LN, FORT PIERCE, FL 34981-4521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3188 NE 80TH AVE, OKEECHOBEE, FL 34972-8115

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	949 NW 39TH CIR, OKEECHOBEE, FL 34972-1767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008091908
Date	Jul 2, 2018
Book Page	0809/1908
Instrument	2018008592

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 18, 2020
Property Address	949 NW 39TH CIR, OKEECHOBEE, FL 34972-1767
Document Number	0000012512
Instrument Date	Dec 17, 2020
Instrument	12512
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	949 NW 39TH CIR OKEECHOBEE FL 349721767, OKEECHOBEE, FL 34972-1767

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 2, 2017
Property Address	949 NW 39TH CIR, OKEECHOBEE, FL 34972-1767
Document Number	0007940375
Book / Page	0794 / 0375
Map Reference	MB3 PG46
Instrument Date	May 24, 2017
Instrument	2017007704
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	TITLE PARTNERS OF FL INC

Transaction

Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	949 NW 39TH CIR, 949, OKEECHOBEE, FL 34972-1767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10438 HAGEN RANCH RD # B, B, BOYNTON BEACH, FL 33437-3718

Mortgage

Document Number	7940377
Date	Aug 2, 2017
Instrument	0794/0377

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,975.00 (-2.38%)	$289,900 (+1.1%) Land $17,440 Building $272,460	$289,900 (+1.1%) Land $17,440 Building $272,460
2023	$4,072.00 (+11.41%) Homeowner's exemption	$286,733 (+19.43%) Land $16,350 Building $270,383	$286,733 (+19.43%) Land $16,350 Building $270,383
2022	$3,655.00	$240,079 Land $16,350 Building $223,729	$240,079 Land $16,350 Building $223,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	52 (2004–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 15 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on NW 39th Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures