949 Mount Loretta Ave, Dubuque, IA 52003 Property Records

Dubuque County property record for 949 Mount Loretta Ave, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1900
Lot Size	0.228 acres (9,960 sqft)
Owner	Owner Name on Record
Tax Bill	$3,098 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-202-009`

Property Details

APN / Parcel Number

Primary APN	`10-36-202-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	416 sqft
Upper Floors Area	416 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	9,960 sqft (0.228 acres)
Lot Dimensions	166 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	174 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	949 MOUNT LORETTA AVE
City	DUBUQUE
State	IA
Zip	52003-7820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	S PT OF LOT 16 OAK GROVE ADD
Legal Subdivision	BRYANT
Legal Lot Number	16
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3000
Census Tract	801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	949 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7820
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 15, 2010
Transfer Doc	0000008103
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	949 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7820
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001873
Date	Feb 3, 2022
Instrument	2022-00001873

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	949 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007309
Date	Jul 12, 2019
Instrument	2019-00007309

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2049

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,500 (+8.38%) Land $38,000 Building $206,500	$244,500 (+8.38%) Land $38,000 Building $206,500
2024	$3,098.00 (+10.64%)
2023		$225,600 (+31.71%) Land $34,500 Building $191,100	$225,600 (+31.71%) Land $34,500 Building $191,100
2022	$2,800.00 Homeowner's exemption	$171,280 Land $31,050 Building $140,230
2021			$171,280 Land $31,050 Building $140,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

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