949 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 949 Midnight Pass, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,207 sqft · built 1998
Lot Size	0.207 acres (9,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$441,000 (Oct 2024)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	Oct 2024 Transfer Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3252000D0008000R`

Property Details

APN / Parcel Number

Primary APN	`3252000D0008000R`
Alternative APNs	`R48288` `48288`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,207 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,004 sqft (0.207 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	445 sqft
Deck Area	425 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	949 MIDNIGHT PASS
City	ROCKWALL
State	TX
Zip	75087-2268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE 4, BLOCK D, LOT 8
Legal Subdivision	CARUTH LAKE PHASE 4
Legal Block	D
Legal Lot Number	8
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2007
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	949 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Intrafamily Transfer, Transfer
Oct 3, 2024	Vendor's Lien, Transfer · VA Mortgage GUARANTEED RATE INC
Nov 15, 2023	Warranty Deed, Transfer INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY
Dec 26, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Nov 15, 2023
Deed Document Number	202417173
Record Updated	Sep 20, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Oct 16, 2024
Property Address	949 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Document Number	0000018089
Map Reference	CAB D SL 3
Instrument Date	Oct 15, 2024
Instrument	20240000018089
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 N FANNIN ST, ROCKWALL, TX 75087-2737

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	401 N FANNIN ST, ROCKWALL, TX 75087-2737

October 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 3, 2024
Property Address	949 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Document Number	0000017173
Map Reference	CAB D SL 3
Instrument Date	Sep 30, 2024
Instrument	20240000017173
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 MIDNIGHT PASS, ROCKWALL, TX 75087-2268

Mortgage

Document Number	0000017174
Date	Oct 3, 2024
Instrument	20240000017174

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Nov 15, 2023
Property Address	949 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Document Number	0000019052
Map Reference	CAB D SL 3
Instrument Date	Nov 14, 2023
Instrument	20230000019052
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N FANNIN ST, ROCKWALL, TX 75087-2737

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	949 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Document Number	0000000030
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 MIDNIGHT PASS ROCKWALL TX 750872268, ROCKWALL, TX 75087-2268

Mortgage

Document Number	0000000030
Date	Jan 2, 2020
Instrument	30

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,000 (-5.85%) Land $155,000 Building $220,000	$375,000 (-5.85%) Land $155,000 Building $220,000
2025	$4,591.00 (-30.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$398,283 (-2.27%) Land $155,000 Building $243,283	$398,283 (-2.27%) Land $155,000 Building $243,283
2024	$6,620.00 (+63.78%)
2023	$4,042.00 (-16.78%) Homeowner's exemption	$407,529 Land $178,250 Building $229,279	$407,529 Land $178,250 Building $229,279
2021	$4,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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