949 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 949 Main St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,827 sqft · built 1953
Lot Size	0.37 acres (16,098 sqft)
Owner	2 Trust Names on File
Tax Bill	$119 (2025)
Deeds & Mortgages	Jan 2021 Refinance Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9E B:3705`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9E B:3705`
Alternative APNs	`M:00009E B:03705-00000` `2284`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,827 sqft Living Area
Gross Area	3,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,098 sqft (0.37 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2284
Street Address	949 MAIN ST
City	CONCORD
State	MA
Zip	01742-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Subdivision	CONCORD
Legal Block	3705
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3009
Census Tract	361100

Owner

949 Main St is owner-occupied and held in a trust since August 2018.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	949 MAIN ST, CONCORD, MA 01742-3208
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 15, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 16, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018
Deed Sale	Aug 15, 2018
Prior Sale	Jan 16, 2018 · Amount on File
Deed Book / Page	71477 / 275
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	949 MAIN ST, CONCORD, MA 01742-3208
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076799-464
Date	Jan 27, 2021
Book Page	76799/464
Instrument	18846

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Aug 15, 2018
Property Address	949 MAIN ST, CONCORD, MA 01742-3208
Document Number	71477-275
Book / Page	071477 / 000275
Instrument Date	May 22, 2018
Instrument	124937
Transaction Type	Transfer
Record Updated	Sep 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 MAIN ST CONCORD MA 017423208, CONCORD, MA 01742-3208

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jan 16, 2018
Property Address	949 MAIN ST, CONCORD, MA 01742-3208
Document Number	70512-273
Book / Page	70512 / 273
Instrument	6735
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	705120277
Date	Jan 16, 2018
Instrument	70512/0277

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 949 Main St was $119, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$119.00 (-99.04%)	$901,000 (-4.27%) Land $462,500 Building $438,500	$911,620
2024	$12,358.00	$941,200 Land $462,500 Building $478,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 949 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	15 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 949 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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