949 Hamilton Dr, Sycamore, IL 60178 Property Records

DeKalb County property record for 949 Hamilton Dr, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 2019
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2021)
Tax Bill	$11,224 (2024)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-356-007`

Property Details

APN / Parcel Number

Primary APN	`06-28-356-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,638 sqft
1st Floor Area	1,938 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	700 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0628356007
Street Address	949 HAMILTON DR
City	SYCAMORE
State	IL
Zip	60178-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 209 - TOWNSEND WOODS PUD - PHASE 1 - UNIT 5
Legal Subdivision	TOWNSEND WOODS PUD - PHASE 1
Legal Phase	1
Legal Lot Number	209
Legal Unit	5
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1003
Census Tract	401

Owner

Source: DeKalb County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	949 HAMILTON DR, SYCAMORE, IL 60178-9522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION 1/KS
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK
Dec 9, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Jul 8, 2019	Trustee's Deed, Construction Loan · Line of Credit RESOURCE BK
Aug 2, 2018	Grant Deed, Transfer · Line of Credit RESOURCE BK
Dec 12, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	202110479
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	May 7, 2026
Property Address	949 HAMILTON DR, SYCAMORE, IL 60178-9522
Document Number	0000003723
Instrument Date	Apr 27, 2026
Instrument	20263723
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 HAMILTON DR, SYCAMORE, IL 60178-9522

Mortgage

Document Number	0000003723,
Date	May 7, 2026
Instrument	20263723

Lender

Name	CREDIT UNION 1/KS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 11, 2021
Property Address	949 HAMILTON DR, SYCAMORE, IL 60178-9522
Document Number	0000010479
Map Reference	DOC 2005009089
Instrument Date	Aug 4, 2021
Instrument	2021010479
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 PARKSIDE DR, SYCAMORE, IL 60178-2319

Mortgage

Document Number	0000010480
Date	Aug 11, 2021
Instrument	2021010480

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate	3%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 9, 2019
Property Address	949 HAMILTON DR, SYCAMORE, IL 60178-9522
Document Number	0000011369
Instrument Date	Dec 5, 2019
Instrument	11369
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	949 HAMILTON DR SYCAMORE IL 601789522, SYCAMORE, IL 60178-9522

Mortgage

Document Number	11370
Date	Dec 9, 2019
Instrument	11370

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 8, 2019
Property Address	949 HAMILTON DR, SYCAMORE, IL 60178-9522
Instrument Date	Jun 24, 2019
Instrument	5857
Transaction Type	Construction Loan
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4N365 PHEASANT RUN DR ST CHARLES IL 601756072, ST CHARLES, IL 60175-6072

Mortgage

Document Number	0000005857
Date	Jul 8, 2019
Instrument	5857

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 7, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 2, 2018
Property Address	949 HAMILTON DR, SYCAMORE, IL 60178-9522
Document Number	0000007457
Instrument Date	Aug 2, 2018
Instrument	7457
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4N365 PHEASANT RUN DR CAMPTON HILLS IL 601756072, CAMPTON HILLS, IL 60175-6072

Mortgage

Document Number	7458
Date	Aug 2, 2018
Instrument	7458

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2023

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 12, 2017
Property Address	949 HAMILTON DR, SYCAMORE, IL 60178-9522
Document Number	0000012375
Instrument Date	Nov 16, 2017
Instrument	12375
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 ASHWOOD DR SYCAMORE IL 601781273, SYCAMORE, IL 60178-1273

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,052 (+7.24%) Land $10,769 Building $118,283	$387,156 (+7.24%) Land $32,307 Building $354,849
2024	$11,224.00
2023		$120,341 Land $8,641 Building $111,700	$361,023 Land $25,923 Building $335,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

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