Lorain County property record for 949 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,350 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $128,500 (2018) |
| Tax Bill | $2,567.00 (2025) |
| Primary APN | 06-25-032-102-048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,350 sqft Living Area |
| 1st Floor | 660 sqft 1st Floor |
| 2nd Floor | 660 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 150 ft x 64 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Balcony Area | 112 sqft Balcony |
|---|---|
| Balcony | Balcony |
| Patio Area | 32 sqft Patio |
| Porch | Open Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 949 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2979 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CRESTVIEW ALLOT 64 X 180.33 |
| Legal Subdivision | CRESTVIEW ALLOTMENT |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | PT 1 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-032-102-048
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 949 GULF RD, ELYRIA, OH 44035-2979 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 15, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Jan 04, 2018 | Deed, Transfer · Conventional Mortgage LENDUSA LLC |
| Jun 29, 2017 | Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Apr 05, 2017 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2018 · Amount on Record |
| Deed Sale | Jan 04, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Doc Number | 2018000047 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 949 GULF RD, ELYRIA, OH 44035-2979 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 949 GULF RD, ELYRIA, OH 44035-2979 |
| Document Number | 0000029734 |
|---|---|
| Date | Oct 15, 2024 |
| Instrument | 2024-0029734 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 949 GULF RD, ELYRIA, OH 44035-2979 |
| Document Number | 0000780140 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 949 GULF RD ELYRIA OH 440352979, ELYRIA, OH 44035-2979 |
| Document Number | 0000780140 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 780140 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 04, 2018 |
| Property Address | 949 GULF RD, ELYRIA, OH 44035-2979 |
| Document Number | 0000657273 |
| Map Reference | VOL 13 PG 28 |
| Instrument Date | Jan 03, 2018 |
| Instrument | 2018-0657273 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 949 GULF RD, ELYRIA, OH 44035-2979 |
| Document Number | 0000657274 |
|---|---|
| Date | Jan 04, 2018 |
| Instrument | 2018-0657274 |
| Name | LENDUSA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 29, 2017 |
| Property Address | 949 GULF RD, ELYRIA, OH 44035-2979 |
| Document Number | 0000635072 |
| Map Reference | VOL 12 PG 22 |
| Instrument Date | May 08, 2017 |
| Instrument | 2017-0635072 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.80 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 134 GRAYBARK LN, AMHERST, OH 44001-1853 |
| Document Number | 0000635073 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 2017-0635073 |
| Name | CHEMICAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 05, 2017 |
| Property Address | 949 GULF RD, ELYRIA, OH 44035-2979 |
| Document Number | 0000624734 |
| Instrument Date | Feb 07, 2017 |
| Instrument | 624734 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 01, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,567.00 | $54,520 (-0.01%) Land $10,770 Building $43,750 | $155,780 (-) Land $30,780 Building $125,000 |
| 2024 | $2,567.00 (-2.28%) | $54,523 (+13.07%) Land $10,773 Building $43,750 | $155,780 (+13.07%) Land $30,780 Building $125,000 |
| 2023 | $2,627.00 (+0.34%) | $48,220 (-) Land $8,540 Building $39,680 | $137,770 (-) Land $24,400 Building $113,370 |
| 2022 | $2,618.00 | $48,220 Land $8,540 Building $39,680 | |
| 2021 | $137,770 Land $24,400 Building $113,370 |
949 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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