949 Frontier Dr, Henderson, KY 42420 Property Records

Henderson County property record for 949 Frontier Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1971
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2024)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65I-142`

Property Details

APN / Parcel Number

Primary APN	`65I-142`
Alternative APNs	`44952` `54349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,745 sqft Finished Area

Exterior

Year Built	Built 1971
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	54349
Street Address	949 FRONTIER DR
City	HENDERSON
State	KY
Zip	42420-2270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	FRONTIER VILLAGE
Legal Block	K
Legal Lot Number	32
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1011
Census Tract	20701

Owner

Source: Henderson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	949 FRONTIER DR, HENDERSON, KY 42420-2270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIELD & MAIN BANK
Nov 26, 2024	Deed, Transfer
Nov 26, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Nov 26, 2024 · Amount on Record
Deed Document Number	2024010703
Deed Book / Page	RE679 / 787
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	949 FRONTIER DR, HENDERSON, KY 42420-2270
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2984 BRIARCLIFF TRL, HENDERSON, KY 42420-2215

Mortgage

Document Number	MT1332/293
Date	Oct 23, 2020
Book Page	MT 1332/293
Instrument	2020011342

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42419

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Apr 21, 2034

Interest

Rate Type	Adjustable Rate

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 26, 2024
Property Address	949 FRONTIER DR, HENDERSON, KY 42420-2270
Document Number	0RE679/782
Book / Page	RE679 / 782
Map Reference	MB 250 PG 310
Instrument Date	Nov 22, 2024
Instrument	2024010702
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2984 BRIARCLIFF TRAIL, HENDERSON, KY 42420-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2984 BRIAN CLIFF TRAIL, HENDERSON, KY 42420-2215

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 26, 2024
Property Address	949 FRONTIER DR, HENDERSON, KY 42420-2270
Document Number	0RE679/787
Book / Page	RE679 / 787
Map Reference	MB 250 PG 310
Instrument Date	Nov 22, 2024
Instrument	2024010703
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2984 BRIARCLIFF TRAIL, HENDERSON, KY 42420-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 FRONTIER DR, HENDERSON, KY 42420-2270

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,996.00 (+41.16%)	$180,000 (+42.29%)	$180,000 (+42.29%)
2023	$1,414.00 (+21.06%)	$126,500 (+19.91%)	$126,500 (+19.91%)
2022	$1,168.00	$105,500	$105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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