949 E Terranova Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 949 E Terranova Way, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,266 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jun 2025)
Tax Bill	$8,884 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028685-0490`

Property Details

APN / Parcel Number

Primary APN	`028685-0490`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,266 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	1,874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	162 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	949 E TERRANOVA WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-0481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	52/16-42 MURABELLA UNIT 1 LOT 49 OR3893/1681 & 6112/1734(DM) & 6162/237(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 1
Legal Block	1
Legal Lot Number	49
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1012
Census Tract	20906

Owner

Source: St. Johns County records · APN 028685-0490

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	949 E TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2025 · Amount on Record
Deed Sale	Jun 05, 2025 · Amount on Record
Prior Sale	Jun 19, 2014 · Amount on Record
Deed Document Number	202544501
Deed Book / Page	6162 / 237
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	949 E TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0481
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 E TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0481

Mortgage

Document Number	0051701514
Date	Feb 04, 2021
Book Page	5170/1514
Instrument	2021012842

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,944 (-1.81%) Land $120,000 Building $283,944	$403,944 (-1.81%) Land $120,000 Building $283,944
2025	$8,884.00 (+10.26%)	$411,373 (+0.95%)	$411,373 (+0.95%) Land $120,000 Building $291,373
2024	$8,057.00 (+4.54%)	$407,496 (+0.05%)	$407,496 (+0.05%) Land $105,000 Building $302,496
2023	$7,707.00 (+6.38%)	$407,304 (+9.41%)	$407,304 (+9.41%) Land $89,600 Building $317,704
2022	$7,245.00	$372,266	$372,266 Land $89,600 Building $282,666

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force 55 of 62 on primary residences

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.