949 E Estates Blvd, Apt 103, Charleston, SC 29414 Property Records

Charleston County property record for 949 E Estates Blvd, Apt 103, Charleston, SC 29414

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,584 sqft · built 2002
Lot Size	1.15 acres (50,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2024)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-13-00-237`

Property Details

APN / Parcel Number

Primary APN	`309-13-00-237`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	24 Units
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	792 sqft
Upper Floors Area	792 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	50,393 sqft (1.15 acres)
Garage Type	Detached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	949 E ESTATES BLVD, 103
City	CHARLESTON
State	SC
Zip	29414-5667
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION NAME -OSPREY COVE HPR DESCRIPTION -UNIT 103 BLDG 100
Legal Subdivision	OSPREY COVE HPR
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1024
Census Tract	2614

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	949 E ESTATES BLVD, CHARLESTON, SC 29414-5666
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Book / Page	1279 / 948
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 23, 2021
Property Address	949 E ESTATES BLVD APT 103, 103, CHARLESTON, SC 29414-5667
Document Number	0010050986
Book / Page	1005 / 986
Map Reference	MB M 412 PG 34
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 E ESTATES BLVD APT 103, 103, CHARLESTON, SC 29414-5667

Mortgage

Document Number	0001005987
Date	Jun 23, 2021
Instrument	1005/987

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00 (+20.87%)	$285,000 (+3,066.67%) Land $73,700 Building $211,300	$285,000 (+26.67%) Land $73,700 Building $211,300
2024	$1,260.00 (+9.28%)	$9,000 (-)
2022	$1,153.00	$9,000	$225,000 (-) Land $55,000 Building $170,000
2020			$225,000 Land $55,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 168 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	179 units insured incl. 11 condo units
Nearby Flood Claims	72 (1982–2024)
Claims Outside the SFHA	9 of 72
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Severe Storms And Flooding, Oct 2015 · 22 claims Hurricane Hugo, Sep 1989 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20