949 E 950 N Rd, Palmer, IL 62556 Property Records

Christian County property record for 949 E 950 N Rd, Palmer, IL 62556

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,854 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,228 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`05-18-18-100-003-01`

Property Details

APN / Parcel Number

Primary APN	`05-18-18-100-003-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	2,324 sqft
Basement Area	920 sqft
Finished Basement	920 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Exterior Material	Brick
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	949 E 950 NORTH RD
City	PALMER
State	IL
Zip	62556-7045
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG-1
Legal Description	BEG SE COR NW1/4 LOT 1 W411.80' TO POB N230.59' W377.87' S230.59' E377.87' TO BEG
Legal Range	02W
Legal Township	12
Legal Section	18
Legal Lot Number	1
Jurisdiction	CHRISTIAN IL
Township / Civil Division	JOHNSON
Census Block Group	2
Census Block	2005
Census Tract	959000

Owner

949 E 950 N Rd, a rural home, is owner-occupied and held in a trust since March 2026.

Source: Christian County records, as of June 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	949 E 950 NORTH RD, PALMER, IL 62556-7045
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF TAYLORSVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2026
Transfer Doc	0000001413
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN IL
Recording Date	May 4, 2026
Property Address	949 E 950 NORTH RD, PALMER, IL 62556-7045
Document Number	0000001413
Instrument Date	Mar 24, 2026
Instrument	20261413
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	949 E 950 NORTH RD, PALMER, IL 62556-7045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	949 E 950 NORTH RD, PALMER, IL 62556-7045
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01962
Date	Jun 9, 2020
Instrument	2020R01962

Lender

Name	FIRST NATIONAL BANK OF TAYLORSVILLE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2030

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 949 E 950 N Rd was $6,228 with a homeowner's exemption, up 966.4% from the year before.

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	Johnson Township
Unified School District	Taylorville Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,228.00 (+966.44%) Homeowner's exemption	$102,761 (+7.92%) Land $7,471 Building $95,290
2024	$584.00	$95,219 Land $6,922 Building $88,297

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 949 E 950 N Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 949 E 950 N Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

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