949 Cat Square Rd, Vale, NC 28168 Property Records

Lincoln County property record for 949 Cat Square Rd, Vale, NC 28168 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 4,524 sqft · built 2004
Lot Size5.39 acres (234,919 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Jun 2019)
Tax Bill$5,295 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jul 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2684-58-5571

Property Details

APN / Parcel Number

Primary APN2684-58-5571
Alternative APNs
  • 268400585571
  • 273068
  • 72272

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area4,524 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area234,919 sqft (5.39 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number273068
Street Address949 CAT SQUARE RD
CityVALE
StateNC
Zip28168-8754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT#19 GREENFIELDS
Legal SubdivisionGREENFIELDS
Legal Lot Number19
JurisdictionLINCOLN NC
Township / Civil DivisionHOWARDS CREEK
Census Block Group1
Census Block1043
Census Tract70600

Owner

Source: Lincoln County records · APN 2684-58-5571

Assessment roll updated August 12, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address949 CAT SQUARE RD, VALE, NC 28168-8754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Jul 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Jun 07, 2019Warranty Deed, Transfer · Conventional Mortgage
STATE EMPS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2019 · Amount on Record
Deed SaleJun 07, 2019 · Amount on Record
Prior SaleJun 15, 2016 · Amount on Record
Deed Document Number2019593433
Deed Book / Page2822 / 125
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address949 CAT SQUARE RD, VALE, NC 28168-8754
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address949 CAT SQUARE RD, VALE, NC 28168-8754

Mortgage

Document Number0003438810
DateSep 15, 2025
Book Page3438/810
Instrument699339
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.82%
Type Change DateOct 01, 2030
Change Frequency5 Years
Min Rate At Change3.82%
Max Rate At Change7.82%
Index5-Year TN
Margin2
Max Rate11.8%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address949 CAT SQUARE RD, VALE, NC 28168-8754
Transaction TypeMortgage
Record UpdatedAug 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address949 CAT SQUARE RD, VALE, NC 28168-8754

Mortgage

Document Number0003265496
DateJul 26, 2023
Book Page3265/496
Instrument669918
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.2%
Type Change DateAug 01, 2028
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change7.2%
Index5-Year TN
Margin2
Max Rate11.2%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address949 CAT SQUARE RD, VALE, NC 28168-8754
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2902807
DateApr 28, 2020
Book Page2902/807
Instrument607905
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJun 07, 2019
Property Address949 CAT SQUARE RD, VALE, NC 28168-8754
Document Number2822125
Book / Page002822 / 000125
Instrument DateJun 06, 2019
Instrument593433
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address949 CAT SQUARE RD VALE NC 281688754, VALE, NC 28168-8754

Mortgage

Document Number2822128
DateJun 07, 2019
Book Page002822/000128
Instrument593434
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 06, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,295.00 (+59.92%)$826,196 (+61.51%) Land $56,993 Building $769,203$826,196 (+61.51%) Land $56,993 Building $769,203
2023$3,311.00$511,536 Land $56,993 Building $454,543$511,536 Land $56,993 Building $454,543

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2013)
Most Recent ClaimJul 2013, river or lake flooding, Severe Storms, Flooding, Landslides, Mudslides

Wildfire

Wildfire RiskLow
above 37% of the US · above 52% of North Carolina
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Cat Square Rd

Nearby Streets

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