9489 Chesapeake St, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 9489 Chesapeake St, Highlands Ranch, CO 80126

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,610 sqft · built 1989
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$1,070,000 (Jan 2025)
Tax Bill	$6,052 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2229-11-1-01-170`

Property Details

APN / Parcel Number

Primary APN	`2229-11-1-01-170`
Alternative APNs	`R0350566` `0350566`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,610 sqft Living Area
Gross Area	3,876 sqft
Basement Area	1,329 sqft
Finished Basement	1,063 sqft
Unfinished Basement	266 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	667 sqft
Porch	Porch
Porch Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0350566
Street Address	9489 CHESAPEAKE ST
City	HIGHLANDS RANCH
State	CO
Zip	80126-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 7 HIGHLANDS RANCH #70E .280 AM/L
Legal Range	68W
Legal Township	06S
Legal Section	11
Legal Quarter	NE
Legal Subdivision	HIGHLANDS RANCH
Legal Block	1
Legal Lot Number	7
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	2
Census Block	2008
Census Tract	14108

Owner

9489 Chesapeake St is owned and occupied by two individuals who bought it in January 2025.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9489 CHESAPEAKE ST, HIGHLANDS RANCH, CO 80126-4039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage UMORTGAGE LLC
Jan 3, 2025	Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on File
Deed Sale	Jan 3, 2025 · Amount on File
Prior Sale	Jul 7, 2022 · Amount on File
Deed Document Number	2025323
Prior Transfer Date	Apr 5, 2016
Prior Transfer Doc	0000025363
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	9489 CHESAPEAKE ST, HIGHLANDS RANCH, CO 80126-4039
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9489 CHESAPEAKE ST, HIGHLANDS RANCH, CO 80126-4039

Mortgage

Document Number	0000055646
Date	Nov 19, 2025
Instrument	2025055646

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jan 3, 2025
Property Address	9489 CHESAPEAKE ST, HIGHLANDS RANCH, CO 80126-4039
Document Number	0000000323
Instrument Date	Jan 2, 2025
Instrument	2025000323
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9489 CHESAPEAKE ST, HIGHLANDS RANCH, CO 80126-4039

Mortgage

Document Number	0000000324
Date	Jan 3, 2025
Instrument	2025000324

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jul 7, 2022
Property Address	9489 CHESAPEAKE ST, HIGHLANDS RANCH, CO 80126-4039
Document Number	0000047613
Instrument Date	Jul 6, 2022
Instrument	2022047613
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9489 CHESAPEAKE ST, HIGHLANDS RANCH, CO 80126-4039

Mortgage

Document Number	0000047614
Date	Jul 7, 2022
Instrument	2022047614

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 9489 Chesapeake St was $6,052, up 4.7% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,920 (-) Land $14,540 Building $48,380	$925,334 (-) Land $213,833 Building $711,501
2025	$6,052.00 (+4.74%)	$62,920 Land $14,540 Building $48,380	$925,334 Land $213,833 Building $711,501
2024	$5,778.00 (+0.17%)
2023	$5,768.00	$64,990 Land $14,880 Building $50,110	$970,000 Land $222,041 Building $747,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9489 Chesapeake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9489 Chesapeake St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BAM Broadband.

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