Howard County property record for 9482 Latchkey Row, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,944 sqft · built 1977 |
| Lot Size | 0.2 acres (8,691 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Jul 2024) |
| Tax Bill | $6,755 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-116890 |
| Primary APN | 16-116890 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,691 sqft (0.2 acres) |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 116890 |
|---|---|
| Street Address | 9482 LATCHKEY ROW |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 358 8,691 SQ' 9482 LATCHKEY ROW VIL OWEN BROWN S4 A1 |
| Legal Subdivision | VILLAGE OF OWEN BROWN |
| Legal Lot Number | 358 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 606603 |
Source: Howard County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9482 LATCHKEY ROW, COLUMBIA, MD 21045-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OLD LINE BANK |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 17, 2021 | Intrafamily Transfer, Transfer |
| Oct 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on Record |
| Deed Sale | Jul 26, 2024 · Amount on Record |
| Prior Sale | Jul 27, 2000 · Amount on Record |
| Deed Book / Page | 22428 / 155 |
| Prior Transfer Date | Jul 20, 2021 |
| Prior Transfer Doc | 2081000353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 24, 2026 |
| Property Address | 9482 LATCHKEY ROW, COLUMBIA, MD 21045-4417 |
| Document Number | 2342000422 |
| Book / Page | 23421 / 422 |
| Instrument Date | Sep 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9482 LATCHKEY ROW, COLUMBIA, MD 21045-4417 |
| Document Number | 2342000422, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 23421/422 |
| Name | GOODLEAP LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 5, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9482 LATCHKEY ROW, COLUMBIA, MD 21045-4417 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0188650026 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 18865/026 |
| Name | OLD LINE BANK |
|---|---|
| Type | Bank |
| Address | BOWIE, MD 20716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9482 LATCHKEY ROW, COLUMBIA, MD 21045-4417 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | R & P SETTLEMENT GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 9482 LATCHKEY ROW, COLUMBIA, MD 21045-4417 |
| Document Number | 0210150301 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 21015/301 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 17, 2021 |
| Property Address | 9482 LATCHKEY ROW, COLUMBIA, MD 21045-4417 |
| Document Number | 0208150353 |
| Book / Page | 20815 / 353 |
| Map Reference | MB 27 FO 75 |
| Instrument Date | Jul 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9482 LATCHKEY ROW, COLUMBIA, MD 21045-4417 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 24, 2019 |
| Property Address | 9482 LATCHKEY ROW, COLUMBIA, MD 21045-4417 |
| Document Number | 0189710282 |
| Book / Page | 018971 / 000282 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9482 LATCHKEY ROW COLUMBIA MD 210454417, COLUMBIA, MD 21045-4417 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,755.00 (+3.99%) Homeowner's exemption | $443,800 (+6.44%) Land $196,600 Building $247,200 | $443,800 (-) Land $196,600 Building $247,200 |
| 2025 | $6,496.00 (+8.23%) Homeowner's exemption | $416,933 (+14.79%) | $443,800 (+22.19%) Land $196,600 Building $247,200 |
| 2024 | $6,002.00 (+51.11%) | ||
| 2023 | $363,200 Land $176,600 Building $186,600 | $363,200 Land $176,600 Building $186,600 | |
| 2022 | $3,972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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