9481 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 9481 Coldwater Rd, Flushing, MI 48433 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,235 sqft · built 1965
Lot Size	0.918 acres (39,988 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2024)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-501-026`

Property Details

APN / Parcel Number

Primary APN	`08-22-501-026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	39,988 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9481 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-1077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 & 27 RIVER RIDGE ESTATES (85) FR 0800080029
Legal Subdivision	RIVER RIDGE ESTATES
Legal Lot Number	26-27
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2003
Census Tract	10700

Owner

Source: Genesee County records · APN 08-22-501-026

Assessment roll updated October 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4294 DITCH RD, NEW LOTHROP, MI 48460-9628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage BLG HOLDINGS INC
Sep 12, 2023	Intrafamily Transfer, Transfer LIBERTY TITLE
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage DORT FINANCIAL CU
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Aug 18, 2022	Warranty Deed, Transfer · FHA Mortgage LEGEND LENDING CORP
Apr 21, 2022	Intrafamily Transfer, Transfer
Jun 16, 2017	Warranty Deed, Transfer SARGENTS TITLE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	202426041
Prior Transfer Date	Aug 29, 2023
Prior Transfer Doc	0000049184
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Jun 15, 2026
Property Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077
Document Number	0000037294
Instrument Date	Jun 06, 2026
Instrument	202637294
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077

Mortgage

Document Number	0000037294,
Date	Jun 15, 2026
Instrument	202637294

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 18, 2024
Property Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077
Document Number	0000026041
Map Reference	LB 28 PG 57
Instrument Date	Apr 10, 2024
Instrument	202404180026041
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4294 DITCH RD, NEW LOTHROP, MI 48460-9628

Mortgage

Document Number	0000025616
Date	Apr 15, 2024
Instrument	202404150025616

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077

Mortgage

Document Number	0000047570
Date	Aug 30, 2023
Instrument	202308300047570

Lender

Name	BLG HOLDINGS INC
Type	Non-Lending Institution
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Sep 12, 2023
Property Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077
Document Number	0000049184
Map Reference	LB 28 PG 57
Instrument Date	Aug 29, 2023
Instrument	202309120049184
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006692
Date	Jan 28, 2021
Instrument	202101280006692

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9481 GOLDWATER RD, FLUSHING, MI 48433

Mortgage

Document Number	0000056060
Date	Aug 11, 2022
Instrument	202208110056060

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	237 Months
Due	May 09, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 18, 2022
Property Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077
Document Number	0000057444
Map Reference	MB 28 PG 57
Instrument Date	Aug 08, 2022
Instrument	202208180057444
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9481 COLDWATER RD, 9481, FLUSHING, MI 48433-1077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077

Mortgage

Document Number	0000057445
Date	Aug 18, 2022
Instrument	202208180057445

Lender

Name	LEGEND LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Apr 21, 2022
Property Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077
Document Number	0000032754
Map Reference	MB 28 PG 57
Instrument Date	Apr 21, 2022
Instrument	202204210032754
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9481 COLDWATER RD, 9481, FLUSHING, MI 48433-1077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9461 COLDWATER RD, FLUSHING, MI 48433-1077

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 16, 2017
Property Address	9481 COLDWATER RD, FLUSHING, MI 48433-1077
Document Number	0000044731
Map Reference	MB28 PG57
Instrument Date	Jun 02, 2017
Instrument	201706160044731
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	SARGENTS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 404, BIRMINGHAM, MI 48012-0404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 WINFIELD DR, SWARTZ CREEK, MI 48473-9709

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 (-42.55%) Homeowner's exemption	$116,300 (+21.65%)	$232,600 (+21.65%)
2024	$3,861.00 (+110.07%)
2023		$95,600	$191,200
2021	$1,838.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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