9480 Julia Dr, Saint John, IN 46373 Property Records

Lake County property record for 9480 Julia Dr, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,417 sqft · built 2003
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,351 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-22-12-0236-0046`

Property Details

APN / Parcel Number

Primary APN	`009-22-12-0236-0046`
Alternative APNs	`45-11-31-106-022.000-035` `221202360046`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,417 sqft Living Area
Basement Area	1,651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Gazebo	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-22-12-0236-0046
Old Parcel Number	221202360046
Street Address	9480 JULIA DR
City	SAINT JOHN
State	IN
Zip	46373-9097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	BRAMBLEWOOD UNIT 1 LOT 104
Legal Subdivision	BRAMBLEWOOD
Legal Lot Number	104
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2014
Census Tract	42608

Owner

9480 Julia Dr is owned and occupied by two individuals who acquired it in November 2003.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9480 JULIA DR, SAINT JOHN, IN 46373-9097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit TEACHERS CU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2003
Deed Sale	Nov 12, 2003
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9480 JULIA DR, SAINT JOHN, IN 46373-9097
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9480 JULIA DR, SAINT JOHN, IN 46373-9097

Mortgage

Document Number	0000025990
Date	Aug 14, 2023
Instrument	2023-525990

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	SCHERERVILLE, IN 46375

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9480 JULIA DR, SAINT JOHN, IN 46373-9097
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064028
Date	Sep 21, 2017
Instrument	2017 064028

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9480 JULIA DR, SAINT JOHN, IN 46373-9097
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073989
Date	Oct 25, 2018
Instrument	2018 073989

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	156 Months
Due	Oct 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9480 JULIA DR, SAINT JOHN, IN 46373-9097
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079032
Date	Oct 29, 2020
Instrument	2020-079032

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	St. John Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,800 Land $76,900 Building $401,900	$478,800 Land $76,900 Building $401,900
2024	$4,351.00
2023		$451,100 (+5.23%) Land $76,900 Building $374,200	$451,100 (+5.23%) Land $76,900 Building $374,200
2022	$4,548.00	$428,700 Land $76,900 Building $351,800	$428,700 Land $76,900 Building $351,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9480 Julia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9480 Julia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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