9480 Hwy 46, Cedarbluff, MS 39741 Property Records

Clay County property record for 9480 Hwy 46, Cedarbluff, MS 39741

Property Summary

Property Type	Single Family Home
Details	1 bd · 966 sqft · built 1998
Lot Size	23.4 acres (1,021,918 sqft)
Owner	Individual Name on Record
Tax Bill	$189 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone A (high risk)
APN	`044 21 0080000`

Property Details

APN / Parcel Number

Primary APN	`044 21 0080000`

Interior

Bedrooms	1 Bed
Total Rooms	2 Rooms
Building Area	966 sqft Finished Area
1st Floor Area	704 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Marblecrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,021,918 sqft (23.4 acres)

Location & Zoning

Street Address	9480 HIGHWAY 46
City	CEDARBLUFF
State	MS
Zip	39741-8083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 21 T 16 R 04 23.46 AC IN W 1/2 W 1/2 NW 1/4 N OF HWY DB 202/143 & 267/703
Legal Range	04E
Legal Township	16
Legal Section	21
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	1
Census Block	1083
Census Tract	950200

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9480 HIGHWAY 46, CEDARBLUFF, MS 39741-8083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	9480 HIGHWAY 46, CEDARBLUFF, MS 39741-8083
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000554/141
Date	May 26, 2023
Book Page	554/141
Instrument	2023003133

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$189.00 (-37%) Additional exemption filed	$4,933 (+0.28%) Land $1,163 Building $3,770	$47,127 (+0.22%) Land $9,424 Building $37,703
2024		$4,919 (+15.5%) Land $1,149 Building $3,770	$47,025 (+16.57%) Land $9,322 Building $37,703
2023	$300.00 (+1.35%) Additional exemption filed	$4,259 Land $1,173 Building $3,086	$40,342 Land $9,485 Building $30,857
2022	$296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20