9480 Cunningham Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 9480 Cunningham Rd, Cincinnati, OH 45243 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 4,803 sqft · built 2019
Lot Size	5.03 acres (219,194 sqft)
Owner	Company Name on File
Last Sale	$4,500,000 (Apr 2024)
Tax Bill	$41,225 (2025)
Deeds & Mortgages	Sep 2023 Sale Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`629-0231-0016-00`

Property Details

APN / Parcel Number

Primary APN	`629-0231-0016-00`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	4,803 sqft Living Area
1st Floor Area	4,803 sqft
Basement Area	4,803 sqft
Finished Basement	3,456 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	219,194 sqft (5.03 acres)
Lot Dimensions	645 ft deep x 374 ft wide
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9480 CUNNINGHAM RD
City	CINCINNATI
State	OH
Zip	45243-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUNNINGHAM RD 374.80 X 645 IRR PT LOTS 3-7 & PT 1-4-2 CUNNINGHAM SUB
Legal Subdivision	CUNNINGHAM SUB
Legal Lot Number	3-7 4
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2002
Census Tract	24402

Owner

Source: Hamilton County records · APN 629-0231-0016-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9480 CUNNINGHAM RD, CINCINNATI, OH 45243-1618
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2023	Warranty Deed, Transfer
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Feb 10, 2020	Deed of Trust, Mortgage FIRST FIN'L BK&TR
Nov 09, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FIN'L BK&TR
Aug 24, 2018	Warranty Deed, Transfer · Commercial Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2024 · Amount on Record
Deed Sale	Apr 03, 2024 · Amount on Record
Prior Sale	Sep 08, 2023 · Amount on Record
Deed Document Number	0000021843
Deed Book / Page	15137 / 1679
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 08, 2023
Property Address	9480 CUNNINGHAM RD, CINCINNATI, OH 45243-1618
Document Number	0000063873
Book / Page	14996 / 1765
Instrument Date	Sep 01, 2023
Instrument	2023-0063873
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9480 CUNNINGHAM RD, CINCINNATI, OH 45243-1618

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9480 CUNNINGHAM RD, CINCINNATI, OH 45243-1618
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101974
Date	Aug 23, 2021
Book Page	14486/2454
Instrument	2021-0101974

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9480 CUNNINGHAM RD, CINCINNATI, OH 45243-1618
Document Number	0000015708
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9480 CUNNINGHAM RD CINCINNATI OH 452431618, CINCINNATI, OH 45243-1618

Mortgage

Document Number	0000015708
Date	Feb 14, 2020
Book Page	014105/001291
Instrument	15708

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	225 PICTORIA DR # 700, CINCINNATI, OH 45246-1620

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 09, 2018
Property Address	9480 CUNNINGHAM RD, CINCINNATI, OH 45243-1618
Book / Page	013793 / 001543
Instrument Date	Nov 08, 2018
Instrument	99838
Transaction Type	Construction Loan
Record Updated	Dec 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	94980 CUNNINGHAM RD CINCINNATI OH 45243, CINCINNATI, OH 45243

Mortgage

Document Number	0000099838
Date	Nov 09, 2018
Book Page	013793/001543
Instrument	99838

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	225 PICTORIA DR # 700, CINCINNATI, OH 45246-1620

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 24, 2018
Property Address	9480 CUNNINGHAM RD, CINCINNATI, OH 45243-1618
Document Number	0000074824
Book / Page	13739 / 00313
Instrument Date	Aug 17, 2018
Instrument	2018-0074824
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6711 SANDY SHORES DR, LOVELAND, OH 45140-5855

Mortgage

Document Number	0000074825
Date	Aug 24, 2018
Instrument	2018-0074825

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 17, 2020

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,225.00 (-0.02%)	$1,101,699 (-) Land $355,068 Building $746,631
2024	$41,233.00 (+1.04%)	$1,101,699 (+%) Land $355,068 Building $746,631
2023	$40,809.00 (+2.14%)	$1,101,698 (+23.61%) Land $355,068 Building $746,630	$3,147,710 (+23.61%) Land $1,014,480 Building $2,133,230
2022	$39,953.00	$891,244 Land $315,000 Building $576,244
2020			$2,546,410 Land $900,000 Building $1,646,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610244022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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