948 Winsray Ct, Cincinnati, OH 45224 Property Records

Hamilton County property record for 948 Winsray Ct, Cincinnati, OH 45224

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,840 sqft · built 1946
Lot Size0.174 acres (7,579 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Sep 2023)
Tax Bill$5,616 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN590-0212-0030-00

Property Details

APN / Parcel Number

Primary APN590-0212-0030-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,840 sqft Living Area
Gross Area2,782 sqft
1st Floor Area1,086 sqft
2nd Floor Area754 sqft
Upper Floors Area754 sqft
Basement Area942 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleConventional
Exterior MaterialBrick/Stone
Roof MaterialAsphalt
Lot Area7,579 sqft (0.174 acres)
Lot Dimensions90 ft deep x 27.5 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address948 WINSRAY CT
CityCINCINNATI
StateOH
Zip45224-1650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionWINSRAY CT 27.49 X 90 IRRLOT 109 GREENFIELD VILLAGE 2ND
Legal SubdivisionGREENFIELD VILLAGE 2ND
Legal Lot Number109
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1003
Census Tract22200

Owner

948 Winsray Ct is owned and occupied by an individual who bought it in September 2023.

Source: Hamilton County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address948 WINSRAY CT, CINCINNATI, OH 45224-1650
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
WARSAW FSLA
Nov 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Sep 18, 2023Warranty Deed, Transfer · Conventional Mortgage
WARSAW FSLA
Jul 26, 2021Warranty Deed, Transfer · Line of Credit
GERMAN-AMERICAN STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2023 · Amount on File
Deed SaleSep 18, 2023 · Amount on File
Prior SaleJul 26, 2021 · Amount on File
Deed Document Number202366062
Deed Book / Page15002 / 126
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address948 WINSRAY CT, CINCINNATI, OH 45224-1650
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyAHTA

Transferred To (Grantee/Buyer)

NameVerified Name
Address948 WINSRAY CT, CINCINNATI, OH 45224-1650

Mortgage

Document Number0000079181
DateOct 10, 2025
Book Page15519/987
Instrument2025-0079181
Lender
NameWARSAW FSLA
TypeBank
AddressCINCINNATI, OH 45205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address948 WINSRAY CT, CINCINNATI, OH 45224-1650
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address948 WINSRAY CT, CINCINNATI, OH 45224-1650

Mortgage

Document Number0000084630
DateNov 27, 2024
Book Page15302/331
Instrument2024-0084630
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 18, 2023
Property Address948 WINSRAY CT, CINCINNATI, OH 45224-1650
Document Number0000066062
Book / Page15002 / 126
Map ReferenceMB 48 PG 34&35
Instrument DateAug 25, 2023
Instrument2023-0066062
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyPRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address948 WINSRAY CT, CINCINNATI, OH 45224-1650

Mortgage

Document Number0000066063
DateSep 18, 2023
Instrument2023-0066063
Lender
NameWARSAW FSLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 26, 2021
Property Address948 WINSRAY CT, CINCINNATI, OH 45224-1650
Document Number0000090566
Book / Page14466 / 1981
Map ReferenceMB 48 PG 34&35
Instrument DateJul 12, 2021
Instrument2021-0090566
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address948 WINSRAY CT, CINCINNATI, OH 45224-1650

Mortgage

Document Number0000090567
DateJul 26, 2021
Instrument2021-0090567
Lender
NameGERMAN-AMERICAN STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 948 Winsray Ct was $5,616, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictFinneytown Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,616.00 (+2.35%)$80,500 (-) Land $9,863 Building $70,637$230,000 Land $28,180 Building $201,820
2024$5,487.00 (+1.72%)$80,500 (-) Land $9,863 Building $70,637
2023$5,394.00 (+36.28%)$80,500 (+88.03%) Land $9,863 Building $70,637$230,000 Land $28,180 Building $201,820
2022$3,958.00 Homeowner's exemption$42,813 Land $9,314 Building $33,499
2020$122,320 Land $26,610 Building $95,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 948 Winsray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Winsray Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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