St. Johns County property record for 948 Windward Way, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,697 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $599,900 (2022) |
| Tax Bill | $6,982.00 (2025) |
| Primary APN | 162931-1320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,697 sqft Living Area |
| Gross Area | 2,389 sqft Gross Area |
| 1st Floor | 1,697 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,227 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Pool Area | 130 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 500 sqft Patio |
| Porch Area | 289 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 948 WINDWARD WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6182 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 41/43-46 COMMODORES CLUB PHASE 3B BLOCK 1 LOT 32 OR5579/1092 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | COMMODORES CLUB PHASE 3B |
| Legal Phase | 3B |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 21408 |
Source: St. Johns County records · APN 162931-1320
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 948 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 15, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 06, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) RENASANT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Prior Sale | Jun 06, 2019 · Amount on Record |
| Deed Doc Number | 202259958 |
| Deed Book / Page | 5579 / 1092 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 948 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 948 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Document Number | 0052181562 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 5218/1562 |
| Instrument | 2021033377 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 15, 2022 |
| Property Address | 948 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Document Number | 0055791092 |
| Book / Page | 5579 / 1092 |
| Map Reference | MB 41 PG 43-46 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022059958 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,199.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 GLOCK LN, LAKELAND, GA 31635-5274 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 52 JONQUIL WAY, SICKLERVILLE, NJ 08081-4103 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 06, 2019 |
| Property Address | 948 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Document Number | 0047361585 |
| Book / Page | 4736 / 1585 |
| Map Reference | MB 41 PG 43 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 2019039478 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ANCHOR TITLE AND LAW PA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 948 WINDWARD WAY, 948, SAINT AUGUSTINE, FL 32080-6182 |
| Name | Verified Name |
|---|---|
| Address | 948 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182 |
| Document Number | 0047361587 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 4736/1587 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,274 (-7.38%) Land $100,000 Building $355,274 | $455,274 (-7.38%) Land $100,000 Building $355,274 | |
| 2025 | $6,982.00 (+5.64%) | $491,560 (-2.53%) | $491,560 (-2.53%) Land $100,000 Building $391,560 |
| 2024 | $6,609.00 (-0.6%) | $504,338 (+0.57%) | $504,338 (+0.57%) Land $110,000 Building $394,338 |
| 2023 | $6,649.00 (+93.23%) | $501,504 (+73.47%) | $501,504 (+13.4%) Land $110,000 Building $391,504 |
| 2022 | $3,441.00 Homeowner's exemption Disabled Person's exemption | $289,107 | $442,251 Land $95,200 Building $347,051 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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