948 Snug Harbor St, Salinas, CA 93906 Property Records

Monterey County property record for 948 Snug Harbor St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,823 sqft · built 1998
Lot Size	0.096 acres (4,167 sqft)
Owner	Individual Name on Record
Last Sale	$355,500 (Jun 2008)
Tax Bill	$6,004 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`153-453-022-000`

Property Details

APN / Parcel Number

Primary APN	`153-453-022-000`
Alternative APN	`153-453-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,823 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Tile
Lot Area	4,167 sqft (0.096 acres)
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	153-453-022
Street Address	948 SNUG HARBOR ST
City	SALINAS
State	CA
Zip	93906-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKBRIDGE 23/14 VOL 19 C&T PAGE 57 TRACT NO 1293 LOT 10 BLK 44
Legal Subdivision	CREEKBRIDGE
Legal Tract	1293
Legal Block	44
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2005
Census Tract	10603

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	948 SNUG HARBOR ST, SALINAS, CA 93906-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit MONTEREY CREDIT UNION
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2008 · Amount on Record
Deed Sale	Jun 24, 2008 · Amount on Record
Prior Sale	Mar 18, 2008 · Amount on Record
Deed Document Number	200841015
Last Transfer Date	Apr 1, 2020
Transfer Doc	0000017956
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Jun 10, 2026
Property Address	948 SNUG HARBOR ST, SALINAS, CA 93906-4614
Document Number	0000019768
Instrument Date	Jun 5, 2026
Instrument	202619768
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 SNUG HARBOR ST, SALINAS, CA 93906-4614

Mortgage

Document Number	0000019768,
Date	Jun 10, 2026
Instrument	202619768

Lender

Name	MONTEREY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	948 SNUG HARBOR ST, SALINAS, CA 93906-4614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHRONOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067689
Date	Dec 8, 2017
Instrument	2017067689

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 10, 2020
Property Address	948 SNUG HARBOR ST, SALINAS, CA 93906-4614
Document Number	0000017956
Map Reference	VOL 19 PG 57
Instrument Date	Apr 1, 2020
Instrument	2020017956
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 SNUG HARBOR ST, SALINAS, CA 93906-4614

Mortgage

Document Number	0000017957
Date	Apr 10, 2020
Instrument	2020017957

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$476,163 (+2%) Land $167,473 Building $308,690
2025	$6,004.00 (-0.92%) Homeowner's exemption	$466,828 (+4.04%) Land $164,190 Building $302,638
2023	$6,060.00 (+10.93%) Homeowner's exemption	$448,702 Land $157,815 Building $290,887
2022	$5,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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