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948 Saltwater Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 948 Saltwater Cir, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,944 sqft · built 2006
Lot Size0.11 acres (4,791 sqft)
OwnerTrust Name on File
Last Sale$395,000 (Jun 2018)
Tax Bill$5,022 (2025)
Deeds & MortgagesJan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN162964-0130

Property Details

APN / Parcel Number

Primary APN162964-0130

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area1,944 sqft Living Area
Gross Area2,344 sqft
1st Floor Area1,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area234 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address948 SALTWATER CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-6305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description53/55-60 SEAGROVE ST AUGUSTINE BEACH UNIT 5 LOT 13 OR4198/1754 & 4872/709
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionSEAGROVE ST. AUGUSTINE BEACH UNIT 5
Legal Block3
Legal Lot Number13
Legal Unit5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3020
Census Tract21408

Owner

948 Saltwater Cir is owner-occupied and held in a trust since June 2018.

Source: St. Johns County records, as of April 13, 2026

Owner of RecordTrust Name on File
Mailing Address948 SALTWATER CIR, SAINT AUGUSTINE, FL 32080-6305
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2018 · Amount on File
Deed SaleJun 21, 2018 · Amount on File
Prior SaleMay 1, 2016 · Amount on File
Deed Document Number201843609
Deed Book / Page4566 / 1789
Prior Transfer DateApr 13, 2000
Prior Transfer Doc0000017569
Record UpdatedSep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJan 28, 2020
Property Address948 SALTWATER CIR, SAINT AUGUSTINE, FL 32080-6305
Document Number0048720709
Book / Page004872 / 000709
Instrument DateJan 23, 2020
Instrument6457
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address948 SALTWATER CIR ST AUGUSTINE FL 320806305, ST AUGUSTINE, FL 32080-6305

Tax Assessment & Valuation

The 2025 property tax bill for 948 Saltwater Cir was $5,022 with exemptions applied, up 8.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$338,140 (+2.7%)$458,802 (-9.4%) Land $142,000 Building $316,802
2025$5,022.00 (+8.91%) Homeowner's exemption Disabled Person's exemption$329,250$506,411 Land $142,000 Building $364,411
2024$4,611.00 (+3.71%)
2023$4,446.00 (+0.11%) Homeowner's exemption Disabled Person's exemption$310,651 (+3%)$469,307 (+9.76%) Land $148,000 Building $321,307
2022$4,441.00 Homeowner's exemption Disabled Person's exemption$301,603$427,561 Land $123,200 Building $304,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 948 Saltwater Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 429 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
incl. 224 condo units
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Saltwater Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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