948 S Sandy Hook Rd, Shiloh, NC 27974 Property Records

Camden County property record for 948 S Sandy Hook Rd, Shiloh, NC 27974

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,291 sqft · built 2007
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2022)
Tax Bill	$2,227 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03.8972.00.39.4967.0000`

Property Details

APN / Parcel Number

Primary APN	`03.8972.00.39.4967.0000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,291 sqft Living Area
1st Floor Area	2,291 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,218 sqft (2.14 acres)
Porch	Slab
Porch Area	48 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	948 S SANDY HOOK RD
City	SHILOH
State	NC
Zip	27974-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DWIGGINS FARM
Legal Subdivision	DWIGGINS FARM
Legal Lot Number	1
Jurisdiction	CAMDEN NC
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3015
Census Tract	950102

Owner

948 S Sandy Hook Rd is owned and occupied by an individual who bought it in October 2022.

Source: Camden County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	948 S SANDY HOOK RD, SHILOH, NC 27974-7214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Mar 30, 2004 · Amount on File
Deed Document Number	2022215440
Deed Book / Page	430 / 726
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	948 S SANDY HOOK RD, SHILOH, NC 27974-7214
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 S SANDY HOOK RD, SHILOH, NC 27974-7214

Mortgage

Document Number	000466/824
Date	Mar 31, 2026
Book Page	466/824
Instrument	221199

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Oct 27, 2022
Property Address	948 S SANDY HOOK RD, SHILOH, NC 27974-7214
Document Number	000430/726
Book / Page	430 / 726
Map Reference	CAB 4 SL 71-B
Instrument Date	Oct 25, 2022
Instrument	215440
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 52, SHILOH, NC 27974-0052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 421, CAMDEN, NC 27921-0421

Mortgage

Document Number	0000215441
Date	Oct 27, 2022
Instrument	215441

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

The 2026 property tax bill for 948 S Sandy Hook Rd was $2,227.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,227.00	$300,963 (-) Land $65,239 Building $235,724	$300,963
2025		$300,963 Land $65,239 Building $235,724
2024	$2,332.00
2023		$300,963 Land $65,239 Building $235,724	$300,963 Land $65,239 Building $235,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 948 S Sandy Hook Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	43 (1993–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Irene, Aug 2011 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 S Sandy Hook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Shore Communications Fiber	1,000 / 100
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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