Charleston County property record for 948 Rutledge Ave, Charleston, SC 29403
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Dec 2025) |
| Tax Bill | $5,989 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 463-08-01-057 |
| Primary APN | 463-08-01-057 |
|---|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|---|
| Lot Dimensions | 105 ft deep x 40 ft wide |
| Street Address | 948 RUTLEDGE AVE |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-3206 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SUBDIVISION NAME -948 RUTLEDGE AVE DESCRIPTION -LT 108 |
| Legal Subdivision | 948 RUTLEDGE AVE |
| Legal Lot Number | 108 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1500 |
948 Rutledge Ave, residential vacant land, is owned and occupied by two individuals who bought it in December 2025.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 948 RUTLEDGE AVE, CHARLESTON, SC 29403-3206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on File |
| Deed Sale | Dec 2, 2025 · Amount on File |
| Deed Book / Page | 1353 / 583 |
| Prior Transfer Date | Nov 20, 2025 |
| Prior Transfer Doc | 0013530583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 2, 2025 |
| Property Address | 948 RUTLEDGE AVE, CHARLESTON, SC 29403-3206 |
| Document Number | 0013530583 |
| Book / Page | 1353 / 583 |
| Map Reference | MB C PG 145 |
| Instrument Date | Nov 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $728.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 948 RUTLEDGE AVE, CHARLESTON, SC 29403-3206 |
| Document Number | 0001353584 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 1353/584 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.1% |
The 2025 property tax bill for 948 Rutledge Ave was $5,989, up 947% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,989.00 (+947.03%) | $368,600 (+18,147.52%) Land $368,600 | $368,600 Land $368,600 |
| 2024 | $572.00 | $2,020 | |
| 2022 | $533.00 | $2,020 | $292,300 Land $292,300 |
| 2020 | $292,300 Land $292,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 948 Rutledge Ave in Zone X, an area of moderate flood risk, though there have been 34 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 34 (1989–2020) |
| Claims Outside the SFHA | 2 of 34 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 948 Rutledge Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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