948 Posey St, Galt, CA 95632 Property Records

Sacramento County property record for 948 Posey St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,930 sqft · built 2022
Lot Size	0.079 acres (3,432 sqft)
Owner	2 Individual Names on File
Last Sale	$492,500 (May 2022)
Tax Bill	$7,350 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-1190-013-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1190-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,930 sqft Living Area
1st Floor Area	856 sqft
2nd Floor Area	1,074 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	3,432 sqft (0.079 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	948 POSEY ST
City	GALT
State	CA
Zip	95632-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VERANDA AT RIVER OAKS, LOT 13, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	VERANDA AT RIVER OAKS
Legal Lot Number	13
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2014
Census Tract	9409

Owner

Source: Sacramento County records · APN 148-1190-013-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	948 POSEY ST, GALT, CA 95632-3537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Deed Book / Page	20220519 / 1144
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 19, 2022
Property Address	948 POSEY ST, GALT, CA 95632-3537
Document Number	0000001144
Map Reference	MB 419 PG 10
Instrument Date	May 11, 2022
Instrument	2022051901144
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 05, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	948 POSEY ST, GALT, CA 95632-3537

Mortgage

Document Number	0000001145
Date	May 19, 2022
Instrument	2022051901145

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$532,813 (+2%) Land $162,364 Building $370,449
2025	$7,350.00 (+4.17%) Homeowner's exemption	$522,367 (+4.04%) Land $159,181 Building $363,186
2024	$7,056.00 (+2.11%)
2023	$6,910.00 (+108.45%) Homeowner's exemption	$502,084 Land $153,000 Building $349,084
2022	$3,315.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
UnWired Broadband Holding Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 658 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF GALT serves 26,536 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.