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948 Pine Harbour Dr, Mineral, VA 23117 Property Records

Louisa County property record for 948 Pine Harbour Dr, Mineral, VA 23117

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,080 sqft · built 1985
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$1,188,000 (Apr 2024)
Tax Bill$6,495 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
May 2023 Sale
Flood ZoneZone X (minimal risk)
APN30D 1 31

Property Details

APN / Parcel Number

Primary APN30D 1 31
Alternative APNs
  • 6169
  • 5994

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,092 sqft
Basement Area952 sqft
Finished Basement952 sqft
Unfinished Basement1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Exterior Amenities

Deck Area826 sqft
Shed1 Shed
Shed Area200 sqft
Boat AccessBoat Access
Boat House264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number5994
Street Address948 PINE HARBOUR DR
CityMINERAL
StateVA
Zip23117-4638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionGEORGE HAYNES & REYNOLDS PINE HARBOUR LOT 31 SEC 1 DB 1950/40 1.59 AC
Legal SubdivisionPINE HARBOUR
Legal Lot Number31
JurisdictionLOUISA VA
Township / Civil DivisionCUCKOO
Census Block Group3
Census Block3016
Census Tract950202

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address948 PINE HARBOUR DR, MINERAL, VA 23117-4638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2024Deed, Transfer · Conventional Mortgage
SOFI BANK NA
May 19, 2023Special Warranty Deed, Subdivision Related Transfer
FIRST EXCEL TITLE LLC, FIRST EXCEL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2024 · Amount on Record
Deed SaleApr 15, 2024 · Amount on Record
Prior SaleMay 19, 2023 · Amount on Record
Deed Document Number20243277
Deed Book / Page1950 / 40
Record UpdatedOct 29, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionLOUISA VA
Recording DateApr 15, 2024
Property Address948 PINE HARBOUR DR, MINERAL, VA 23117-4638
Document Number0001950/40
Book / Page1950 / 40
Map ReferenceMB 7 PG 197
Instrument DateApr 9, 2024
Instrument202400003277
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanySAFE HARBOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address948 PINE HARBOUR DR, MINERAL, VA 23117-4638

Mortgage

Document Number0000195043
DateApr 15, 2024
Instrument1950/43
Lender
NameSOFI BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLOUISA VA
Recording DateMay 19, 2023
Property Address948 PINE HARBOUR DR, MINERAL, VA 23117-4638
Document Number00001900/5
Book / Page1900 / 5
Map ReferenceMB 1760 PG 107
Instrument DateMay 17, 2023
Instrument202300004399
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 3, 2025
Title CompanyFIRST EXCEL TITLE LLC, FIRST EXCEL TITLE

Transaction

AmountAmount Recorded
Tax$208.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address948 PINE HARBOUR DR, MINERAL, VA 23117-4638

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLouisa County
Unified School DistrictLouisa County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$931,616 (+3.26%) Land $327,200 Building $604,416$931,616 (+3.26%) Land $327,200 Building $604,416
2025$6,495.00 (+17.96%)$902,200 (+35.65%) Land $305,000 Building $597,200$902,200 (+35.65%) Land $305,000 Building $597,200
2024$5,506.00 (+109.99%)
2023$665,100 Land $250,900 Building $414,200
2022$2,622.00$665,100 Land $250,900 Building $414,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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