948 Mosser Rd, Mc Henry, MD 21541 Property Records

Garrett County property record for 948 Mosser Rd, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 2020
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on File
Last Sale	$345,000 (Sep 2023)
Tax Bill	$2,766 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-030831`

Property Details

APN / Parcel Number

Primary APN	`06-030831`
Alternative APNs	`6030831` `030831`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	150 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	030831
Old Parcel Number	6030831
Street Address	948 MOSSER RD
City	MC HENRY
State	MD
Zip	21541-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.10 AC LOT 2 SUNSET RIDGE
Legal Subdivision	SUNSET RIDGE
Legal Lot Number	2
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2006
Census Tract	502

Owner

Source: Garrett County records, as of October 6, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	4713 CAP STINE RD, FREDERICK, MD 21703-7462
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST
Nov 9, 2021	Deed, Transfer
Aug 31, 2021	Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 11, 2019	Deed, Construction Loan · Construction Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Prior Sale	Nov 9, 2021
Deed Document Number	0002513482
Deed Book / Page	2513 / 482
Record Updated	Jun 7, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 21, 2023
Property Address	948 MOSSER RD, MC HENRY, MD 21541-1119
Document Number	0025130482
Book / Page	2513 / 482
Map Reference	MB 3 PG 93
Instrument Date	Sep 7, 2023
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4713 CAP STINE RD, FREDERICK, MD 21703-7462

Mortgage

Document Number	0025130489
Date	Sep 21, 2023
Instrument	2513-0489

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	948 MOSSER RD, MC HENRY, MD 21541-1119
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022010045
Date	Apr 29, 2020
Book Page	2201/45

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	MC HENRY, MD 21541

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	948 MOSSER RD, MC HENRY, MD 21541-1119
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	DEEP CREEK TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021950237
Date	Mar 24, 2020
Book Page	2195/237

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	MC HENRY, MD 21541

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Nov 9, 2021
Property Address	948 MOSSER RD, MC HENRY, MD 21541-1119
Document Number	0023690159
Book / Page	2369 / 159
Map Reference	MB 3 PG 93
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9666 SPRATLEY AVE, LAUREL, MD 20723-1855

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 31, 2021
Property Address	948 MOSSER RD, MC HENRY, MD 21541-1119
Document Number	0023460060
Book / Page	2346 / 60
Map Reference	MB3 PG93
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9666 SPRATLEY AVE, LAUREL, MD 20723-1855
Investor	Possibly a Property Investor

Mortgage

Document Number	0000234664
Date	Aug 31, 2021
Instrument	2346/64

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 11, 2019
Property Address	948 MOSSER RD, MC HENRY, MD 21541-1119
Document Number	0021170267
Book / Page	2117 / 0267
Map Reference	MB 3 PG 93
Instrument Date	Feb 8, 2019
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 APOLLA DR, MORGANTOWN, WV 26501-7102

Mortgage

Document Number	0002117270
Date	Feb 11, 2019
Instrument	2117/270

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,766.00	$206,800 Land $35,100 Building $171,700	$206,800 Land $35,100 Building $171,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Mountain Communications, T-Mobile.

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