948 Mingo Way, Lathrop, CA 95330 Property Records

San Joaquin County property record for 948 Mingo Way, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1981
Lot Size0.162 acres (7,036 sqft)
Owner2 Individual Names on File
Last Sale$312,000 (Oct 2022)
Tax Bill$3,984 (2026)
Deeds & MortgagesDec 2022 Mortgage
Oct 2022 Transfer
+ 2 more
Flood ZoneZone X (reduced by levee)
APN196-460-330-000

Property Details

APN / Parcel Number

Primary APN196-460-330-000
Alternative APN
  • 196-460-33

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area832 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,036 sqft (0.162 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-460-33
Street Address948 MINGO WAY
CityLATHROP
StateCA
Zip95330-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN DEC-31-1992 FROM ORIGINAL APN 195-380-33
Legal SubdivisionLATHROP VILLAGE HOMES 10
Legal Block1
Legal Lot Number362
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group1
Census Block1008
Census Tract5130

Owner

948 Mingo Way is owned and occupied by two individuals who acquired it in December 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address635 N MONTECITO AVE, MOUNTAIN HOUSE, CA 95391
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2022Grant Deed, Transfer · Conventional Mortgage
FALCON INVESTMENT & LOANS
Oct 4, 2022Intrafamily Transfer, Transfer
CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION
Oct 4, 2022Grant Deed, Transfer · Conventional Mortgage
FALCON INVESTMENT & LOANS
Nov 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2022 · Amount on File
Deed SaleOct 4, 2022 · Amount on File
Deed Document Number2022115536
Last Transfer DateDec 1, 2022
Transfer Doc0000136010
Record UpdatedOct 29, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 7, 2022
Property Address948 MINGO WAY, LATHROP, CA 95330-9548
Document Number0000136010
Map ReferenceVOL 24 PG 23
Instrument DateDec 1, 2022
Instrument2022-136010
Transaction TypeTransfer
Record UpdatedDec 20, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address635 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1194

Mortgage

Document Number0000136011
DateDec 7, 2022
Instrument2022-136011
Lender
NameFALCON INVESTMENT & LOANS
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 4, 2022
Property Address948 MINGO WAY, LATHROP, CA 95330-9548
Document Number0000115537
Map ReferenceVOL 24 PG 23
Instrument DateOct 3, 2022
Instrument2022-115537
Transaction TypeTransfer
Record UpdatedOct 14, 2022
Title CompanyCYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1194

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 4, 2022
Property Address948 MINGO WAY, LATHROP, CA 95330-9548
Document Number0000115536
Map ReferenceVOL 24 PG 23
Instrument DateSep 22, 2022
Instrument2022-115536
Transaction TypeTransfer
Record UpdatedOct 14, 2022
Title CompanyCYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address635 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1194

Mortgage

Document Number0000115538
DateOct 4, 2022
Instrument2022-115538
Lender
NameFALCON INVESTMENT & LOANS
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueOct 1, 2023

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address948 MINGO WAY, LATHROP, CA 95330-9548
Document Number0000125763
Instrument DateNov 7, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyTITLE 365- NLSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address948 MINGO WAY LATHROP CA 953309548, LATHROP, CA 95330-9548

Mortgage

Document Number0000125763
DateNov 15, 2018
Instrument125763
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 948 Mingo Way was $3,984 with a homeowner's exemption, up 249.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,984.00 (+249.17%)
2025$1,141.00 Homeowner's exemption$78,783 Land $16,637 Building $62,146
2023$1,177.00 (+1.55%) Homeowner's exemption$75,726 Land $15,992 Building $59,734$275,040
2022$1,159.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 948 Mingo Way in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Mingo Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, Frontier, unWired Broadband, Verizon.

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