948 Kerry Dr, Sebring, FL 33870 Property Records

Highlands County property record for 948 Kerry Dr, Sebring, FL 33870

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,630 sqft · built 1971
Lot Size	0.15 acres (6,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Aug 2022)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C065901000300470`

Property Details

APN / Parcel Number

Primary APN	`C065901000300470`
Alternative APN	`C-06-35-29-010-0030-0470`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Duplex Single
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,540 sqft (0.15 acres)
Lot Dimensions	109 ft deep x 60 ft wide
View / Lot	Duplex
Driveway	Concrete Driveway
Driveway Area	414 sqft
Porch	Florida Room
Porch Area	460 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	948 KERRY DR
City	SEBRING
State	FL
Zip	33870-6001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	ERIN PARK PB 5-PG 77 LOT 47 BLK 3
Legal Range	29E
Legal Township	35S
Legal Section	06
Legal Subdivision	ERIN PARK
Legal Block	3
Legal Lot Number	47
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2002
Census Tract	961304

Owner

Source: Highlands County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	948 KERRY DR, SEBRING, FL 33870-6001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 22, 2022	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	20222111310
Deed Book / Page	2926 / 974
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 6, 2026
Property Address	948 KERRY DR, SEBRING, FL 33870-6001
Document Number	0002324789
Book / Page	3209 / 1577
Instrument Date	Jun 10, 2026
Instrument	20262324789
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002324789,
Date	Aug 6, 2026
Book Page	3209/1577
Instrument	20262324789

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 22, 2022
Property Address	948 KERRY DR, SEBRING, FL 33870-6001
Document Number	0002111310
Book / Page	2926 / 974
Map Reference	MB 5 PG 77
Instrument Date	Aug 19, 2022
Instrument	2111310
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2716 SANDY LOAM CT, 2716, SEBRING, FL 33875-4720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	948 KERRY DR, SEBRING, FL 33870-6001

Mortgage

Document Number	0002926976
Date	Aug 22, 2022
Instrument	2926/976

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 22, 2019
Property Address	948 KERRY DR, SEBRING, FL 33870-6001
Document Number	0001953290
Book / Page	002708 / 001880
Instrument Date	Aug 22, 2019
Instrument	1953290
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	802 CONSTITUTION DR #D HOMESTEAD FL 330343628, D, HOMESTEAD, FL 33034-3628

Mortgage

Document Number	1953291
Date	Aug 22, 2019
Book Page	002708/001882
Instrument	1953291

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,154.00 (-1.9%)	$194,298 (+1.74%) Land $33,000 Building $161,298	$194,298 (+1.74%) Land $33,000 Building $161,298
2024	$3,215.00 (+2.62%)
2023	$3,133.00 (+46.27%)	$190,969 (+19.6%) Land $33,000 Building $157,969	$190,969 (+19.6%) Land $33,000 Building $157,969
2022	$2,142.00	$159,679 Land $20,700 Building $138,979	$159,679 Land $20,700 Building $138,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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