Allegany County property record for 948 Frederick St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,040 sqft · built 1962 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $49,700 (Jul 1991) |
| Tax Bill | $870 (2025) |
| Deeds & Mortgages | Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-011379 |
| Primary APN | 23-011379 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 100 ft deep x 57 ft wide |
| Porch | Slab |
| Porch Area | 372 sqft |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 011379 |
|---|---|
| Street Address | 948 FREDERICK ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z-RC |
| Legal Description | FREDERICK ST LT 39 25' OF 40 57X100 5' OF 15 58 |
| Legal Subdivision | JERRY C LONGS ADDITION |
| Legal Lot Number | 39 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2300 |
948 Frederick St is owned and occupied by two individuals who acquired it in February 2024.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 948 FREDERICK ST, CUMBERLAND, MD 21502-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 1991 · Amount on File |
| Deed Sale | Jul 5, 1991 · Amount on File |
| Deed Book / Page | 595 / 704 |
| Last Transfer Date | Feb 19, 2024 |
| Transfer Doc | 002961-0495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 26, 2024 |
| Property Address | 948 FREDERICK ST, CUMBERLAND, MD 21502-1252 |
| Document Number | 002961-0495 |
| Book / Page | 2961 / 495 |
| Instrument Date | Feb 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 948 FREDERICK ST, CUMBERLAND, MD 21502-1252 |
The 2025 property tax bill for 948 Frederick St was $870 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,400 (+8.29%) Land $5,700 Building $106,700 | $112,400 (-) Land $5,700 Building $106,700 | |
| 2025 | $870.00 Homeowner's exemption | $103,800 | $112,400 Land $5,700 Building $106,700 |
| 2023 | $805.00 Homeowner's exemption | $86,600 Land $5,700 Building $80,900 | $86,600 Land $5,700 Building $80,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 948 Frederick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 948 Frederick St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband, Verizon.
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