948 Emory St, San Jose, CA 95126 Property Records

Santa Clara County property record for 948 Emory St, San Jose, CA 95126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,161 sqft · built 1915
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$2,200,000 (Apr 2021)
Tax Bill	$30,876 (2025)
Deeds & Mortgages	Dec 2022 Transfer Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`261-09-050`

Property Details

APN / Parcel Number

Primary APN	`261-09-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,161 sqft Living Area
Gross Area	1,375 sqft
1st Floor Area	1,375 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	948 EMORY ST
City	SAN JOSE
State	CA
Zip	95126-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK 15 LOT 3
Legal Subdivision	UNIVERSITY GROUNDS
Legal Block	15
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1014
Census Tract	500400

Owner

948 Emory St is owner-occupied and held in a trust since December 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3914 DOWNING LN NE, BROOKHAVEN, GA 30319-1685
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Intrafamily Transfer, Transfer
Apr 29, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Dec 24, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Aug 26, 2013 · Amount on File
Deed Document Number	202124942610
Last Transfer Date	Dec 9, 2022
Transfer Doc	0025421629
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 30, 2022
Property Address	948 EMORY ST, SAN JOSE, CA 95126-1822
Document Number	0025421629
Map Reference	VOL A PG 80&81
Instrument Date	Dec 9, 2022
Instrument	25421629
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3914 DOWNING LN NE, BROOKHAVEN, GA 30319-1685

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 29, 2021
Property Address	948 EMORY ST, SAN JOSE, CA 95126-1822
Document Number	0024942610
Map Reference	VOL A PG 80&81
Instrument Date	Apr 22, 2021
Instrument	24942610
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	948 EMORY ST, SAN JOSE, CA 95126-1822

Mortgage

Document Number	0024942611
Date	Apr 29, 2021
Instrument	24942611

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	948 EMORY ST, SAN JOSE, CA 95126-1822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023769618
Date	Oct 5, 2017
Instrument	23769618

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	948 EMORY ST, SAN JOSE, CA 95126-1822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023923760
Date	May 2, 2018
Instrument	23923760

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	948 EMORY ST, SAN JOSE, CA 95126-1822
Document Number	0023842535
Instrument Date	Dec 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	948 EMORY ST SAN JOSE CA 951261822, SAN JOSE, CA 95126-1822

Mortgage

Document Number	0023842535
Date	Jan 5, 2018
Instrument	23842535

Lender

Name	US BK
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 948 Emory St was $30,876 with a homeowner's exemption, up 6.7% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,428,975 (+2%) Land $1,821,732 Building $607,243
2025	$30,876.00 (+6.7%) Homeowner's exemption	$2,381,349 Land $1,786,012 Building $595,337
2024	$28,937.00 (+1.75%)
2023	$28,440.00 (+0.93%) Homeowner's exemption	$2,288,880 Land $1,716,660 Building $572,220
2022	$28,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 948 Emory St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 948 Emory St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Sail Internet.

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