948 Elk Rd, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 948 Elk Rd, Big Bear Lake, CA 92315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,024 sqft · built 2017
Lot Size	0.224 acres (9,769 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (May 2024)
Tax Bill	$12,692 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0310-115-27-0000`

Property Details

APN / Parcel Number

Primary APN	`0310-115-27-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	2,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,769 sqft (0.224 acres)
Lot Dimensions	162 ft deep x 60 ft wide
Terrain	Above Road/Slope
View / Lot	Woodland
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	548 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	948 ELK RD
City	BIG BEAR LAKE
State	CA
Zip	92315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT NO 3098 MOONRIDGE MOUNTAIN ESTATES #11 LOT 17 EX PTN BEG AT A PT ON NELY LI SD LOT WHICH IS DISTANT N 65 DEG 18 MIN 00 SECONDS W 88.26 FT FROM NELY COR SD LOT TH S 44 DEG 44 MIN 01 SECONDS W 15.68 FT TH N 45 DEG 15 MIN 59 SECONDS W 43.01 FT TO
Legal Subdivision	MOONRIDGE MOUNTAIN ESTATES UNIT #11
Legal Tract	3098
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2000
Census Tract	11204

Owner

948 Elk Rd is owned by two individuals who bought it in May 2024.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5391 BLACK AVE, PLEASANTON, CA 94566-5984
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Grant Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Dec 18, 2020	Grant Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 24, 2017	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on File
Deed Sale	May 20, 2024 · Amount on File
Prior Sale	Apr 4, 2022 · Amount on File
Deed Document Number	2024116656
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 4, 2022
Property Address	948 ELK RD, BIG BEAR LAKE, CA 92315
Document Number	0000126122
Map Reference	MB 44 PG 52&53
Instrument Date	Mar 11, 2022
Instrument	2022-0126122
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	230 BARNES RD, TUSTIN, CA 92782-3748

Mortgage

Document Number	0000126123
Date	Apr 4, 2022
Instrument	2022-0126123

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 18, 2020
Property Address	948 ELK RD, BIG BEAR LAKE, CA 92315
Document Number	0000518028
Map Reference	MB 44 PG 52&53
Instrument Date	Nov 30, 2020
Instrument	2020-0518028
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	28882 SARASOTA WAY, TEMECULA, CA 92591-7527

Mortgage

Document Number	0000518029
Date	Dec 18, 2020
Instrument	2020-0518029

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 24, 2017
Property Address	948 ELK RD, BIG BEAR LAKE, CA 92315
Document Number	0000123917
Instrument Date	Mar 22, 2017
Instrument	123917
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1210 BIG BEAR LAKE CA 923151210, BIG BEAR LAKE, CA 92315-1210

Tax Assessment & Valuation

The 2025 property tax bill for 948 Elk Rd was $12,692.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Big Bear Lake City
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,075,000 (-1.96%) Land $215,000 Building $860,000
2025	$12,692.00	$1,096,500 Land $219,300 Building $877,200
2023	$12,431.00 (+35.37%)	$1,071,000 Land $214,200 Building $856,800
2022	$9,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 948 Elk Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	25 units insured incl. 22 condo units
Nearby Flood Claims	3 (1982–2005)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Elk Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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