948 Effie Rd, Lexington, KY 40511 Property Records

Lexington-Fayette Urban County property record for 948 Effie Rd, Lexington, KY 40511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,422 sqft · built 1958
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$235,750 (Feb 2024)
Tax Bill	$2,971 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
APN	`15320500`

Property Details

APN / Parcel Number

Primary APN	`15320500`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Lot Area	5,998 sqft (0.138 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	948 EFFIE RD
City	LEXINGTON
State	KY
Zip	40511-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	C-141 SAINT MARTINS VILLAGE LOT 9
Legal Subdivision	SAINT MARTINS VILLAGE
Legal Block	E
Legal Lot Number	9
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	4
Census Block	4008
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Lexington Cemetery and Henry Clay Monument listed 1976 · 4 contributing resources · NRIS 76000873

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

948 Effie Rd is owned and occupied by an individual who bought it in February 2024.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	948 EFFIE RD, LEXINGTON, KY 40511-2259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 12, 2024	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 25, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2024 · Amount on File
Deed Sale	Feb 12, 2024 · Amount on File
Prior Sale	Jan 25, 2024 · Amount on File
Deed Document Number	20249
Deed Book / Page	4057 / 721
Prior Transfer Date	Nov 5, 2023
Prior Transfer Doc	DB4055/693
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	948 EFFIE RD, LEXINGTON, KY 40511-2259
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 EFFIE RD, LEXINGTON, KY 40511-2259

Mortgage

Document Number	MB11162/183
Date	Feb 26, 2026
Book Page	MB 11162/183
Instrument	202602260008

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Feb 12, 2024
Property Address	948 EFFIE RD, LEXINGTON, KY 40511-2259
Document Number	DB4057/721
Book / Page	DB 4057 / 721
Map Reference	MB 7 PG 10
Instrument Date	Jan 31, 2024
Instrument	202402120009
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 KEENE CROSSING DR, NICHOLASVILLE, KY 40356-9092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 EFFIE RD, LEXINGTON, KY 40511-2259

Mortgage

Document Number	202402120010
Date	Feb 12, 2024
Instrument	202402120010

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 25, 2024
Property Address	948 EFFIE RD, LEXINGTON, KY 40511-2259
Document Number	DB4055/693
Book / Page	DB 4055 / 693
Map Reference	MB 7 PG 10
Instrument Date	Nov 5, 2023
Instrument	202401250107
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 ACKLEN PARK DR APT 360, 360, NASHVILLE, TN 37203-1178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 PARLIAMENT PL APT 76, 76, KETTERING, OH 45429-4339

Tax Assessment & Valuation

The 2026 property tax bill for 948 Effie Rd was $2,971, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,971.00 (+1.92%)	$235,800 (-)	$235,800 (-)
2025	$2,915.00	$235,800	$235,800
2023	$1,032.00	$83,500	$83,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 948 Effie Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Effie Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Metronet, Verizon.

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