948 Chestnut St, Reading, PA 19602 Property Records

Berks County property record for 948 Chestnut St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,199 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Aug 2022)
Tax Bill	$637 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5316-21-08-4958`

Property Details

APN / Parcel Number

Primary APN	`5316-21-08-4958`
Alternative APNs	`02-5316-21-08-4958` `2308105` `308105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,199 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2308105
Street Address	948 CHESTNUT ST
City	READING
State	PA
Zip	19602-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	84
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1000
Census Tract	2200

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	948 CHESTNUT ST, READING, PA 19602-1959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD HOUSING SERVICE
Aug 4, 2022	Deed, Transfer · Conventional Mortgage CUSTOMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	202231557
Prior Transfer Date	Oct 4, 2006
Prior Transfer Doc	0000088628
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	948 CHESTNUT ST, READING, PA 19602-1959
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	KEYSTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031559
Date	Aug 4, 2022
Instrument	2022031559

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 4, 2022
Property Address	948 CHESTNUT ST, READING, PA 19602-1959
Document Number	0000031557
Instrument Date	Jul 28, 2022
Instrument	2022031557
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 CHESTNUT ST, READING, PA 19602-1959

Mortgage

Document Number	0000031558
Date	Aug 4, 2022
Instrument	2022031558

Lender

Name	CUSTOMERS BANK
Type	Bank
Address	PHOENIXVILLE, PA 19460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$637.00 (+6.52%)	$22,600 (-) Land $7,700 Building $14,900	$7,700 (-65.93%) Land $7,700
2024	$598.00	$22,600 Land $7,700 Building $14,900
1994			$22,600 Land $7,700 Building $14,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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