Anne Arundel County property record for 948 Central Ln, Gambrills, MD 21054
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,564 sqft · built 1959 |
| Lot Size | 0.455 acres (19,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $398,500 (Jun 2016) |
| Tax Bill | $5,151 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-057-04346600 |
| Primary APN | 04-057-04346600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,564 sqft Living Area |
| Gross Area | 3,068 sqft |
| 1st Floor Area | 1,386 sqft |
| Basement Area | 1,178 sqft |
| Finished Basement | 1,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 19,800 sqft (0.455 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 05704346600 |
|---|---|
| Street Address | 948 CENTRAL LN |
| City | GAMBRILLS |
| State | MD |
| Zip | 21054-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 18 PT LT 19 BK B ARUNDEL VIEW |
| Legal Subdivision | ARUNDEL VIEW |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 740900 |
Source: Anne Arundel County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 948 CENTRAL LN, GAMBRILLS, MD 21054-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on Record |
| Deed Sale | Jun 2, 2016 · Amount on Record |
| Prior Sale | Jan 19, 2001 · Amount on Record |
| Deed Book / Page | 29640 / 110 |
| Prior Transfer Date | Jun 26, 2015 |
| Prior Transfer Doc | 0285490337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 19, 2026 |
| Property Address | 948 CENTRAL LN, GAMBRILLS, MD 21054-1015 |
| Document Number | 4235000457 |
| Book / Page | 42358 / 457 |
| Instrument Date | May 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 948 CENTRAL LN, GAMBRILLS, MD 21054-1015 |
| Document Number | 4235000457, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 42358/457 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 948 CENTRAL LN, GAMBRILLS, MD 21054-1015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 948 CENTRAL LN, GAMBRILLS, MD 21054-1015 |
| Investor | Possibly a Property Investor |
| Document Number | 0382510428 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 38251/428 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Anne Arundel County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,151.00 (+3.6%) | $424,900 (+8.49%) Land $185,500 Building $239,400 | $424,900 (-) Land $185,500 Building $239,400 |
| 2024 | $4,972.00 (+16.28%) | ||
| 2023 | $4,276.00 | $391,633 | $424,900 Land $185,500 Building $239,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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