St. Louis County property record for 948 88th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1913 |
| Lot Size | 0.044 acres (1,915 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,500 (Jun 2022) |
| Tax Bill | $1,290 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0135-00240 |
| Primary APN | 010-0135-00240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 896 sqft Gross Area |
| 1st Floor Area | 448 sqft |
| Basement Area | 224 sqft |
| Finished Basement | 224 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Row Home |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Lot Area | 1,915 sqft (0.044 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 133 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1142299 |
|---|---|
| Street Address | 948 88TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0002 BLOCK:005 SERIAL # |
| Legal Subdivision | AUDITORS PLAT NO 22 DULUTH |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 3700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5703 ROOSEVELT ST, DULUTH, MN 55807-2454 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 31, 2025 | Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK OF COMMERCE |
| Jan 9, 2023 | Deed of Trust, Mortgage · SBA Mortgage FIRST BANK & TRUST |
| Jun 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Jan 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on Record |
| Deed Sale | Jun 6, 2022 · Amount on Record |
| Deed Document Number | 20221057351 |
| Prior Transfer Date | Oct 29, 2016 |
| Prior Transfer Doc | 0000981566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 948 88TH AVE W, DULUTH, MN 55808-1425 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 6907 MORRIS THOMAS RD W, CLOQUET, MN 55720-9278 |
| Document Number | 0001525513 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 1525513 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 23, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 948 88TH AVE W, DULUTH, MN 55808-1425 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 6907 MORRIS THOMAS RD W, CLOQUET, MN 55720-9278 |
| Document Number | 0001097851 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 1097851 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 23, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 948 88TH AVE W, DULUTH, MN 55808-1425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 513 N 53RD AVE W, DULUTH, MN 55807-2620 |
| Document Number | 0001065169 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 1065169 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BROOKINGS, SD 57006 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 3, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 6, 2022 |
| Property Address | 948 88TH AVE W, DULUTH, MN 55808-1425 |
| Document Number | 0001057351 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 1057351 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.15 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3780 S 22ND RD, SOUTH RANGE, WI 54874-8847 |
| Document Number | 0001057352 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 1057352 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 31, 2017 |
| Property Address | 948 88TH AVE W, DULUTH, MN 55808-1425 |
| Document Number | 000T981566 |
| Instrument Date | Oct 29, 2016 |
| Instrument | T981566 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8729 BEVERLY ST DULUTH MN 558081445, DULUTH, MN 55808-1445 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,290.00 (+0.47%) | ||
| 2025 | $1,284.00 (-2.73%) | $98,200 (+6.74%) Land $4,200 Building $94,000 | $98,200 (+6.74%) Land $4,200 Building $94,000 |
| 2024 | $1,320.00 | $92,000 (+66.67%) Land $5,000 Building $87,000 | $92,000 (+66.67%) Land $5,000 Building $87,000 |
| 2022 | $55,200 Land $4,600 Building $50,600 | $55,200 Land $4,600 Building $50,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
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