Larimer County property record for 948 5th St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 919 sqft · built 1898 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,000 (Sep 2008) |
| Tax Bill | $2,389 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94144-14-004 |
| Primary APN | 94144-14-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 919 sqft Living Area |
| Basement Area | 420 sqft |
| Interior Walls | Plaster |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1898 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0480428 |
|---|---|
| Old Parcel Number | 9414414004 |
| Street Address | 948 5TH ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-1181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 50 FT OF W 1/2, BLK 1, CAPITOL HILL 2ND, BER |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 14 |
| Legal Quarter | SE |
| Legal Subdivision | CAPITOL HILL |
| Legal Block | 1 |
| Legal Lot Number | 004 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2700 |
Source: Larimer County records · APN 94144-14-004
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 948 5TH ST, BERTHOUD, CO 80513-1181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPTIONWIDE FINANCIAL CORP |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU |
| Jun 12, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage ELEVATIONS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2008 · Amount on Record |
| Deed Sale | Sep 29, 2008 · Amount on Record |
| Prior Sale | Sep 29, 2008 · Amount on Record |
| Deed Document Number | 0000061634 |
| Last Transfer Date | Jun 12, 2017 |
| Transfer Doc | 0000038257 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 948 5TH ST, BERTHOUD, CO 80513-1181 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000043418 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 20210043418 |
| Name | OPTIONWIDE FINANCIAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 948 5TH ST, BERTHOUD, CO 80513-1181 |
| Document Number | 0000072146 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2017 |
| Name | Verified Name |
|---|---|
| Address | 948 5TH ST BERTHOUD CO 805131181, BERTHOUD, CO 80513-1181 |
| Document Number | 0000072146 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 72146 |
| Name | ELEVATIONS CU |
|---|---|
| Address | BOULDER, CO 80301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 26, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jun 12, 2017 |
| Property Address | 948 5TH ST, BERTHOUD, CO 80513-1181 |
| Document Number | 0000038257 |
| Instrument Date | Jun 05, 2017 |
| Instrument | 38257 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 948 5TH ST BERTHOUD CO 805131181, BERTHOUD, CO 80513-1181 |
| Document Number | 38258 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 38258 |
| Name | ELEVATIONS CU |
|---|---|
| Address | BOULDER, CO 80301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 11, 2032 |
Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,389.00 (+7.95%) | $23,613 (-14.29%) Land $1,625 Building $21,988 | $377,800 (-8.12%) Land $26,000 Building $351,800 |
| 2023 | $2,213.00 (+16.84%) | $27,550 (+39.43%) Land $1,742 Building $25,808 | $411,200 (+44.64%) Land $26,000 Building $385,200 |
| 2022 | $1,894.00 | $19,759 Land $1,807 Building $17,952 | $284,300 Land $26,000 Building $258,300 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Inventive Wireless of Nebraska Fixed Wireless | 500 / 80 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Smiling J, T-Mobile USA, Verizon.
Based on FCC filings for 476 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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