948 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 948 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1910
Lot Size	0.114 acres (4,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Sep 2020)
Tax Bill	$4,628 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-24-0147`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-24-0147`
Alternative APNs	`8195730` `225152`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,204 sqft Living Area
1st Floor Area	632 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	225152
Street Address	948 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L D HODGES SUB OF B93 LYMAN&DA LOT 7 BLK 93
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	L D HODGES SUB OF B93 LYMAN&DA
Legal Block	93
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1012
Census Tract	34500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	948 4TH ST E, SAINT PAUL, MN 55106-5209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 21, 2020	Warranty Deed, Transfer · FHA Mortgage LAKE AREA MTG
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE CMNTY BK
Sep 17, 2018	Warranty Deed, Transfer BANKERS TITLE CORPORATION
Aug 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 2, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20204833930
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Jul 15, 2026
Property Address	948 4TH ST E, SAINT PAUL, MN 55106-5209
Document Number	0005113340
Instrument Date	Jun 18, 2026
Instrument	20265113340
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 4TH ST E, SAINT PAUL, MN 55106-5209

Mortgage

Document Number	0005113340,
Date	Jul 15, 2026
Instrument	20265113340

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Oct 1, 2050

Interest

Rate	6.51%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 21, 2020
Property Address	948 4TH ST E, SAINT PAUL, MN 55106-5209
Document Number	0004833930
Instrument Date	Sep 18, 2020
Instrument	4833930
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	948 4TH ST E ST PAUL MN 551065209, ST PAUL, MN 55106-5209

Mortgage

Document Number	4833932
Date	Sep 21, 2020
Instrument	4833932

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	948 4TH ST E, SAINT PAUL, MN 55106-5209
Document Number	0004737577
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	351 KELLOGG BLVD E ST PAUL MN 551011411, ST PAUL, MN 55101-1411
Investor	Possibly a Property Investor

Mortgage

Document Number	0004737577
Date	Dec 5, 2018
Instrument	4737577

Lender

Name	LAKE CMNTY BK
Type	Bank
Address	LONG LAKE, MN 55356

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 17, 2018
Property Address	948 4TH ST E, SAINT PAUL, MN 55106-5209
Document Number	0004726642
Instrument Date	Aug 14, 2018
Instrument	4726642
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	BANKERS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$374.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	351 KELLOGG BLVD E ST PAUL MN 551011411, ST PAUL, MN 55101-1411
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 2, 2018
Property Address	948 4TH ST E, SAINT PAUL, MN 55106-5209
Document Number	0004720804
Instrument Date	Jul 27, 2018
Instrument	4720804
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$173.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 S MAVE WEST ST PAUL MN 55118, WEST ST PAUL, MN 55118

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 2, 2018
Property Address	948 4TH ST E, SAINT PAUL, MN 55106-5209
Document Number	0004720803
Instrument Date	Jul 25, 2018
Instrument	4720803
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2217 LIBERTY LN ST PAUL MN 551221957, ST PAUL, MN 55122-1957

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,400 (+16.37%) Land $25,000 Building $212,400	$237,400 (+16.37%) Land $25,000 Building $212,400
2025	$4,628.00 (+30.66%)
2023	$3,542.00 Homeowner's exemption	$204,000 Land $13,000 Building $191,000	$204,000 Land $13,000 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

948 4th St E, Saint Paul, MN 55106 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 4th St E

Nearby Streets

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